No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
So, I was approved for BP CC, not Visa though, what's your experience with upgrading it to Visa? I know it's by invitation only, but perhaps heavy usage would help? Your experiences with this card is appreciated
@Anonymous wrote:So, I was approved for BP CC, not Visa though, what's your experience with upgrading it to Visa? I know it's by invitation only, but perhaps heavy usage would help? Your experiences with this card is appreciated
1. Heavy usage, PIF every month (currently in this process with my Chevron card right now).
2. TU score over 680 for an upgrade to VISA/MC versions (TU score over 700 for more likely chances of outright VISA/MC approvals).
3. Some people have reported that if you're going to be offered the upgrade, it's usually within a year of opening the account.
4. Keep requesting your Credit Solutions CLI's, as it can affect the credit limit you receive when the card is upgraded.
@DeeBee78 wrote:
@Anonymous wrote:So, I was approved for BP CC, not Visa though, what's your experience with upgrading it to Visa? I know it's by invitation only, but perhaps heavy usage would help? Your experiences with this card is appreciated
1. Heavy usage, PIF every month (currently in this process with my Chevron card right now).
2. TU score over 680 for an upgrade to VISA/MC versions (TU score over 700 for more likely chances of outright VISA/MC approvals).
3. Some people have reported that if you're going to be offered the upgrade, it's usually within a year of opening the account.
4. Keep requesting your Credit Solutions CLI's, as it can affect the credit limit you receive when the card is upgraded.
What a great answer! Thank you !