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Just curious if anyone has experience/opinions on this. I'm considering applying for a Discover card (received a preapproval in mail). I'm just wondering if it helps/hurts/has no effect on the approval process to put balance transfer on the initial app(0% 12 month temptation,). Or perhaps it is better to try to get the card, and BT later? Thanks!
I've always app first, then did BT. So, I'm not sure bout it .... hope someone can help you ...