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BT effect on cc app?

New Contributor

BT effect on cc app?

Just curious if anyone has experience/opinions on this.  I'm considering applying for a Discover card (received a preapproval in mail).  I'm just wondering if it helps/hurts/has no effect on the approval process to put balance transfer on the initial app(0% 12 month temptation,).  Or perhaps it is better to try to get the card, and BT later?  Thanks!

Message 1 of 2
Valued Contributor

Re: BT effect on cc app?

I've always app first, then did BT.   So, I'm not sure bout it ....  hope someone can help you ...

It's very tough with small income ~ The Rewards are big little helper to me.
Message 2 of 2
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