I apologize for a late reply to an old thread, but figured it was better than opening up a redundant new thread.
If TMo works better in terms of pricing and reliability of service, by all means, one should switch carrier.
My experience with Verizon for the past 11 years has been very positive. A few months ago, they offered me a loyalty discount of $35 on the 3 voice lines I have with them, and along with the autopay discount, it knocked down my monthly bill quite significantly.
I don't really have a problem paying out of my bank account on autopay as the $30 in savings each month is valuable to me. I'd like to get this card as it has No-AF, No-FTF, has most commonly used categories covered, and looks nice. Even if I were to spend nothing other than paying my wireless bills, I'd still earn minimum of 30 "Verizon Dollars" for virtually doing nothing.
I don't understand the hate towards "Verizon Dollars." You are paying for your cellphone bill every month anyway, and you can apply those Verizon Dollars into your next bill. If you were so concerned about the ability to transfer cashback earned into a bank account, that can be done manually by just transferring the equivalent dollar savings from your checking account to wherever you are accumulating your savings yourself. It is one more step maybe, but takes literally one minute to do it. As I understand, there is no minimum redemption amount nor expiration date, so I think this card works for anyone who are happy with Verizon services and plan to stay with them for a while.
I also read that TMobile is now eliminating their autopay discount from a credit card payment as well. That means NONE of the major 3 carriers in the U.S. offer autopay discount paid with the credit card. If you are using MVNOs or put more value and importance in cellphone insurance provided by whatever credit card you have even if it means losing the autopay discount, then I'd say you are an exception rather than the norm.
8/22/24
