BYE!!!!! CAP1

[flowfaster]

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@SpeedingWheels wrote:

I'm going to have to start reading up some more about the whole ExO thingie. 

I am considering closing my Cap1 secured card before the AF hits in July but if I could get it PC'd to something better that would be great. 

My one hesitation in closing the acct is the hit to AAoA as it's my oldest acct... but honestly I'm done with cards that have AF's

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There is no "hit" to your AAoA when you close a card.  It will remain to affect your AAoA 10 years from closing.

[somnipotent]

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@SpeedingWheels wrote:

I'm going to have to start reading up some more about the whole ExO thingie. 

I am considering closing my Cap1 secured card before the AF hits in July but if I could get it PC'd to something better that would be great. 

My one hesitation in closing the acct is the hit to AAoA as it's my oldest acct... but honestly I'm done with cards that have AF's

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Email the social media team about your concerns.  Social at capital one dot com.  More than likely, like in my case, they'll upgrade/PC you to a non AF card.