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Bad Mood = Walmart Luv (YMMV)

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ucigrad2011
Established Member

Bad Mood = Walmart Luv (YMMV)

Yesterday I was in a bad mood. I went onto the Walmart site to pay off my WM Discover card from a recent trip.  My 4th statement is scheduled to cut in 10 days, but because I was cranky, I decided I was tired of waiting.

 

Hit the luv button.

 

$1500 increase!

 

I applied in late January, instantly approved for $1900.  Called UW and got increased to $4k before card arrived.  With a goal of $10k cl by Feb 2014, at $5500, I'm over 1/2 way! Smiley Happy 

 

Deets:  My FICO TU 790 (as of this posting) .  I've charged approx. $1000 each month and paid in full. 

 

Thanks to all the GECRB cardholders for sharing their success stories!

Message 1 of 9
8 REPLIES 8
nicholasyud
Valued Contributor

Re: Bad Mood = Walmart Luv (YMMV)

Congrat......They show you some love back......

I'm stay at $7500 now and i think its all right for a store card Smiley Very Happy

Starting Score: 560
Current Score: ?
Goal Score: 800
Message 2 of 9
CardsLifeLine
Frequent Contributor

Re: Bad Mood = Walmart Luv (YMMV)

Kool and congrats ... I am waiting for my 4 months ...
USBank Cash+(14K)/Penfed Rewards Visa Sigg (25K)/ Penfed Promise card (5K)/ Penfed Amex Travel Rewards card(20K)/AMEX ZYNC (NPSL)/AMEX Startwood(9K)/AMEX COSTCO(5K)/AMEX EVERY DAY (10K)/AMEX HILTON HONOURS (8K)/CHASE FREEDOM(4K)/Chase Salte(12K)/AMEX Fidelity Investments(7.5K)/BOA Better Balance Rewards(5K)/BoA Travel Signature Card (10K)/BoA rewards cards (15K)/AMEX MACYS(6K)/Barclaycard Rewards(3K)/Salie Mea (5K)/DISCOVER IT(7K)/ DCU VISA Platinum Card(7.5K)/PAYPAL MASTER CARD(8K)/GAP(4.5K)/US Bank Flex Rewards (6K)/ Best Buy (4k)/Gymbore Visa card(6K)/ TARGET(600)/CHILDREN PLACE(900)/WALMART DISCOVER(8K)/TOY R US MASTER CARD(8K)/JCP(4K)/KOHLS(400)– Total 31 Cards
Message 3 of 9
youngandcreditwrthy
Senior Contributor

Re: Bad Mood = Walmart Luv (YMMV)

Congrats! 6 more mos, you'll be at $10k!
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Message 4 of 9
Smug
Established Contributor

Re: Bad Mood = Walmart Luv (YMMV)


@youngandcreditwrthy wrote:
Congrats! 6 more mos, you'll be at $10k!
nope i haven't gotten a increase in a year every four month and no its stopped, i have 5 GEMB cards and none have increased, my credit has only got better....
Experian® 808/Equifax® ?/TransUnion® 810
Baddies Experian® clean/Equifax® 1/TransUnion® Clean
Last CLI 6-13-2013
Total Credit $121,190.00
Goal 780!
Message 5 of 9
09Lexie
Moderator Emerita

Re: Bad Mood = Walmart Luv (YMMV)

Message 6 of 9
zerobacan
Established Contributor

Re: Bad Mood = Walmart Luv (YMMV)


@Smug wrote:

@youngandcreditwrthy wrote:
Congrats! 6 more mos, you'll be at $10k!
nope i haven't gotten a increase in a year every four month and no its stopped, i have 5 GEMB cards and none have increased, my credit has only got better....

Call GE solutions number from the sticky "Backdoor numbers" and let us know who you do

 

I was happy with my CLI from 300 to 500 in my 4thstatement, then 500 to 1000 3 days ago, and yesterday I called again wanting more, and got bumped to 1.500!

 

so YMMV to everyone! my CS has greatly improved so you know.

Amex PRG NPSL, Amex Delta 2k (AU) Discover iT 5k, BOFA Siggy $5k, BOFA AlaskaAir Siggy 5k, BBVA Compass $5k! Macy's $4.5k, C1 $2.5, SFCU $2.5k, SFCU LOC $2k, Paypal SmartC $4k, Sam's 5.5k Victoria Secret $2k, Kay's $1.7k.,76/Citi $1.5k Amazon $5k, Walmart Disco $3k JC Penny $4k, C1 $2.5, BBRZ 700.
Starting:TU:536 EXP:561 : EQ:552 Current:TU:680 Walmart (2-15-14)EXP:712 FICO!! (12-4-13):EQ:622 (FICO 2-6-14) Uti 27% Goal: 720 By 12-13.
Message 7 of 9
asphaltcowboy
Valued Contributor

Re: Bad Mood = Walmart Luv (YMMV)

CONGRATS!!!


Starting Score TU 667 EQ 663 EX 655
Current Score TU 778 EQ 776 EX 781 Last Update 4/2016
Garden Club 04/10/2013
Message 8 of 9
dddewdrop
Valued Contributor

Re: Bad Mood = Walmart Luv (YMMV)

Congrats! I am about to hit 4 months. My TU score was 520 when I was approved for my card. It is up over 100 pts now and I am going to try to make the leap from 400 to 1100 by calling them. The only thing is I have always paid in full before the statement date so they have yet to generate a statement for me. This should change this month where my statement will be for 1 dollar. I guess I am spending more as time goes by lol.

Message 9 of 9
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