Balance Transfer Credit Card - Poor Credit

[joshk716]

Hello everyone! Doing some research for a good friend of mine. Right now he has 3 Capital One cards with $1500 limits each, he owes about $1000 on each. He also has a Chase card with a limit of $6k and owes around $5300 on it. These are all very high interest cards (17%+). Right now he is paying about $150 to each card monthly but I told him a BT card might be a better bet to save him on the interest. His FICO credit is around 660, any recommendations on companies that would offer him a card with a high enough limit to cover all of these (8k) and some type of promotional APR?

[Heatt99]

How about a consolidation loan? Or a CC from a credit union.

Getting approved for another line of credit with high utilization usually gets approved based on consolidation or high income, with an ability to pay back loan.

$450 a month is a high payment, one would try avalanche or snowball method. After 6 month to a year and only 1 card having a high utilization go for another card to balance transfer.

JMO, hope the experts chime in with more info

GL