Balance Transfer to NFCU Timeframe

[Anonymous]

So I just transferred 4 balances to NFCU under their 2.99% APR promo.

3 are held by "Big Banks" (Chase and BOA)
The other is a credit union

I just wanted to know from someone who has had experience doing this what the timeframe is for it showing on my accounts? I'm assuming the Big Banks will get paid first because NFCU has probably set connections with them for Balance Transfers and the credit union will be sent a check.

Should I expect 24-48 hours or longer?

[Anonymous]

From what I could remember the last time I did a BT from NFCU to other major players (Chase, Discover, Barclay, AMEX), it took a while for them to post, if I had to guess maybe 7-10 days?

Oz

[Anonymous]

I think I'm asking the reverse - mine is From Chase/BOA To NFCU not sure if that matters. It says it shouldn't take any longer than 10 days in total but hoping it goes through sooner.

[Anonymous]

Depends on if they send then checks to your bank electronically or by mail I have done a few balance transfer with Navy in the past I also have a chase account they send them electronically 4to5 days for me I don't know about BOA but it's a big bank I would guess electronically to credit unions 7-10 days checks get sent by mail

[Anonymous]

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@Anonymous wrote:
I think I'm asking the reverse - mine is From Chase/BOA To NFCU not sure if that matters. It says it shouldn't take any longer than 10 days in total but hoping it goes through sooner.

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I must have worded my reply poorly, we're on the same page.  Maybe it was quicker, I know I had at least one take almost the full time, but now that I think about it, it might have been the balance from Comenity...  It has been almost a year, last time a did a BT into NFCU was May/June when it was 0%...

Oz

[UncleB]

I've done a BT to NFCU twice, last year and this year (both times getting the 2.99% promo) and each time it was with USAA and took under a week for the payment to be reflected on the USAA account.

Hope this helps! 

[Anonymous]

I did one from PenFed to NFCU this week. It posted on NFCU after 3 days, and PenFed finally got it after 6 days.

[EmmaGolden]

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@Anonymous wrote:
So I just transferred 4 balances to NFCU under their 2.99% APR promo.

3 are held by "Big Banks" (Chase and BOA)
The other is a credit union

I just wanted to know from someone who has had experience doing this what the timeframe is for it showing on my accounts? I'm assuming the Big Banks will get paid first because NFCU has probably set connections with them for Balance Transfers and the credit union will be sent a check.

Should I expect 24-48 hours or longer?

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I requested my BT's to Navy on 12/31/16 from 4 cards. Payments were posted on 1/3/2017 for 3; the 4th was paid by check & posted on 2/7/2017. These are exact dates taken from my statements.I'm sure of BT request date as I waited to the last day because I couldn't decide to BT or not. I tend to over analyse (complicate )  

Quick note: The payments didn't show online until a couple days later,

[Anonymous]

I just transferred a balance from USAA to NFCU and it only took maybe 3-5 days to complete. I did it online on the NFCU website.

[Anonymous]

I transferred Chase and Barclays recently and both took 3 business days to post to NFCU. Chase updated my credit reports that day that it was paid off.