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Balance increase and my fico score rose

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stpn2me
Frequent Contributor

Balance increase and my fico score rose

Hey guys,
 
I awoke this morning and this greeted me in my email...
 
There are a few changes to your credit report today:
  • An account shows a balance increase.

Also, your FICO� score has increased by 7
 
My Eq is now 630, up from 653. After the apping spree I did in Jan, my score is finally coming back up. The balance increase was $153 balance on my JCPenney card, CL of $4000.
TU - 673 EQ - 672 EX - 669 as of 13 Nov 2015
Message 1 of 10
9 REPLIES 9
Anonymous
Not applicable

Re: Balance increase and my fico score rose

Nice-
I love FICO alerts first thing in the AM-
 
I received an alert this AM too- but no change.
Message 2 of 10
Anonymous
Not applicable

Re: Balance increase and my fico score rose

Hi  step,
I received this message this morning and got a 3 pt increase at any rate I'll take it....
Message 3 of 10
MsKmm00
Regular Contributor

Re: Balance increase and my fico score rose

Can any of you tell me the the email address the alerts come from.  I have not gotten any for two months so would like to add to my address book in case they are going to my spam folder. 
Message 4 of 10
Anonymous
Not applicable

Re: Balance increase and my fico score rose

scorewatch@myfico.com

MsKmm00 wrote:
Can any of you tell me the the email address the alerts come from.  I have not gotten any for two months so would like to add to my address book in case they are going to my spam folder. 



Message 5 of 10
Anonymous
Not applicable

Re: Balance increase and my fico score rose

which FICO product are you guys using to get these alerts and from which report?
Message 6 of 10
Anonymous
Not applicable

Re: Balance increase and my fico score rose

Mine showed a pay down of my CCs...and a 41 point increase!!!!  My equifax went from 655 to 696, Woo hoo!!!!  My transunion from 668 to 704 and I haven't check my ex since it was 716 already.  It only took 2 months for all my balances to show they were paid down.  I was so excited, I finally decided to refi my car loan (bought 1 1/2 ago with 16.75%...yikes) I just got approved for a 3 year at 6.75%.   Life with better credit is amazing!!!! 
 
Love credit alerts!!!
Message 7 of 10
stpn2me
Frequent Contributor

Re: Balance increase and my fico score rose

I think it was called "Score Watch" and it follows EQ....
 
Can anyone else correct me?
TU - 673 EQ - 672 EX - 669 as of 13 Nov 2015
Message 8 of 10
stpn2me
Frequent Contributor

Re: Balance increase and my fico score rose

Good Job Ritmeyer!!!!
 
I think there is a good stories section, I encourage you to post this story there!
 
Mods, can you point her to that thread?
TU - 673 EQ - 672 EX - 669 as of 13 Nov 2015
Message 9 of 10
haulingthescoreup
Moderator Emerita

Re: Balance increase and my fico score rose

Success Stories and Encouragement, stickied on General Credit Issues:

http://ficoforums.myfico.com/fico/board/message?board.id=generalcredit&thread.id=27512
* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007
Message 10 of 10
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