Seems that it'd be easier to refinance the car instead.
This doesn't seem worth it unless you are going to pay off the entire $8,000 in the next year. But even then, if you can pay down such large balances then you might as well just keep it with this loan since 5.99% isn't that bad over 1 year.
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5.99% is not a bad rate yes there are others out there but don't use a card
Make an extra payment or two if you can
I would definitely look into a refi before I transferred to a credit card.
Either way, chase would probably be able to catch on to your BT going to an outside account, then going back into chase, and if they did, it might make it look like you're in financial trouble. 5.99% isn't that high, and if something happened and you weren't able to pay off your BT, the APR on that balance is gonna be a lot higher than 5.99 and you're going to wish you never did it.
Hi.. You can request checks for balance transfer.... and deposit in ur checking account and pay the auto loan. Try it.. I did this so many times with citi, bank of America.