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Balance transfer rules

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Anonymous
Not applicable

Balance transfer rules

Maybe a dumb questions.

So I am not able to balance transfer to another card where I am only the authorized user on the account (i.e - transferring balance from mine to my wife's card)

Message 1 of 7
6 REPLIES 6
Anonymous
Not applicable

Re: Balance transfer rules

Need a little more info, but I'm not sure the AU part is the issue.

Is the BT you're trying with the same lender?

Message 2 of 7
Anonymous
Not applicable

Re: Balance transfer rules

Yes.  I'm trying to balance transfer from Capital One where I'm the primary card holder (wife is authorized)  to my wife's NFCU card where she is the primary card holder but I'm authorized user. I'm doing this for the lower interest rate. 

Message 3 of 7
Anonymous
Not applicable

Re: Balance transfer rules

Yes you can do the transfer without any problem. Your wife or you will need to sign into her NFCU account to do the transfer and then input your Capital One account information and the amount you want to transfer

Message 4 of 7
Anonymous
Not applicable

Re: Balance transfer rules

Terrific!!!

Message 5 of 7
CreditInspired
Super Contributor

Re: Balance transfer rules

Thanks Irish. This is why I love MyFICO. Everyday I learn something new.

|| AmX Cash Magnet $40.5K || NFCU CashRewards $30K || Discover IT $24.7K || Macys $24.2K || NFCU CLOC $15K || NFCU Platinum $15K || CitiCostco $12.7K || Chase FU $12.7K || Apple Card $7K || BOA CashRewards $6K
Message 6 of 7
Anonymous
Not applicable

Re: Balance transfer rules

It seems when I've BT nobody gives a crap about the name on the account at all...

They just ask for

the account #

the amount

address where to

and that's it done

 

If someone is game I'm prefectly willing to BT

TO

any account you'd like to receive from usage on Smiley Tongue

Message 7 of 7
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