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Bank Of America CLI on New Account

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Anonymous
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Bank Of America CLI on New Account

Tried seaching, but could not find a stight answer. Got approved for a BOA card, but the limit seems a little low compared to my other cards. How long do I need to wait to request a CLI on a new account?

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Anonymous
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Re: Bank Of America CLI on New Account


@Anonymous wrote:

Tried seaching, but could not find a stight answer. Got approved for a BOA card, but the limit seems a little low compared to my other cards. How long do I need to wait to request a CLI on a new account?


At least 91 days from the date of approval.  You will see the "luv button" which is actually a blue hyperlink appear in your online account stating "Request a credit line increase."  The luv button typically appears 2-3 weeks before you're actually eligible but if you apply you will be denied; you need to wait until 91 days have elapsed from date of approval.

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zerofire
Valued Contributor

Re: Bank Of America CLI on New Account

Could you elaborate on what you mean by a "little low"? BoA is a business relationship bank which means that they want to spend time getting to know you before giving you access to almost everything. They also will not allow you to run them over when you do not have the negotiating leverage.

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