cancel
Showing results for 
Search instead for 
Did you mean: 

Bank Of America CLI on New Account

BigApple
New Contributor

Bank Of America CLI on New Account

Tried seaching, but could not find a stight answer. Got approved for a BOA card, but the limit seems a little low compared to my other cards. How long do I need to wait to request a CLI on a new account?

Message 1 of 3
2 REPLIES 2
MaizeandBlue
Senior Contributor

Re: Bank Of America CLI on New Account


@BigApple wrote:

Tried seaching, but could not find a stight answer. Got approved for a BOA card, but the limit seems a little low compared to my other cards. How long do I need to wait to request a CLI on a new account?


At least 91 days from the date of approval.  You will see the "luv button" which is actually a blue hyperlink appear in your online account stating "Request a credit line increase."  The luv button typically appears 2-3 weeks before you're actually eligible but if you apply you will be denied; you need to wait until 91 days have elapsed from date of approval.





Message 2 of 3
zerofire
Established Contributor

Re: Bank Of America CLI on New Account

Could you elaborate on what you mean by a "little low"? BoA is a business relationship bank which means that they want to spend time getting to know you before giving you access to almost everything. They also will not allow you to run them over when you do not have the negotiating leverage.

TU:758 06/19/20 Bank of America--EX: 776 06/10/20 Experian--EQ:810 09/25/18 Citi--Gardening since 01/11/21
Active:
Bank of America (Better Balance Rewards M, Cash Rewards WM, Cash Rewards VS), Blispay V, Capital One (Quicksilver VSC, Walmart WMC), Chase(AARP VSC, Amazon Prime VSC, Freedom VSC, Freedom Flex WEMC, Slate VC), Citi Dividend MC, Citizens GreenSense MC, Discover It C, FedEx Employee Credit Association V, FNBO Ducks Unlimited VS, HSBC Cash Rewards WMC, PenFed (Platinum Rewards VSC, Pathfinder Rewards VSC), Synchrony Bank(PayPal Credit, PayPal 2% Cashback M), TD Bank Redcard Store Card, UMB Bank Simply Rewards V[Milford Federal], US Bank (Altitude Go VSC, Cash+ VSC)
Wishlist: AOD Signature, Bellco Colorado Rewards, EBates, Marvel, Nusenda Platinum Cash Rewards, Security Service Power Travel Rewards, Vantage West Connect Rewards, Wells Fargo Propel
Message 3 of 3
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.