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So I have been on a roll these past two weeks.....just applied for BofA 123 and got the " we are unable to provide instant decision right now blah blah blah 30 days in writing blah blah blah". I didn't panick, however, thinking that it was a decline. I called one of the recon numbers, and it just happened to be the right number. It turns out the fraud department wanted to verify 15 minutes worth of info from me, and told me I was approved already......for $10k! I almost fainted! The after intro rate was 20.99%, but who carries a balance on a rewards card anyway? Thanks to these forums and the good advice from all of you!
Credit Scores- October 2012
EQ- 684
EX-724
TU-706
PenFed Platinum Rewards Visa-$12k
US Bank Platinum Rewards Visa-$5k
Chase Freedom Visa-$5k
Chase Military Star MasterCard-$5k
TIC FCU Visa Gold-$5k
Chrysler MasterCard(FNBO)-$4.1k
Wyndham Rewards Platinum Visa-$2.5k
Service CU Platinum Visa-$10k
Bank of America Cash Rewards123-$10k
Congrats on the approval!
Congrats. Did you have any baddies?
Thanks, thanks! No recent baddies, but from Nov 2008, I had two student loans reporting 60 days late, that is it. Utilization is 24%.
Credit Scores- October 2012
EQ- 684
EX-724
TU-706
PenFed Platinum Rewards Visa-$12k
US Bank Platinum Rewards Visa-$5k
Chase Freedom Visa-$5k
Chase Military Star MasterCard-$5k
TIC FCU Visa Gold-$5k
Chrysler MasterCard(FNBO)-$4.1k
Wyndham Rewards Platinum Visa-$2.5k
Service CU Platinum Visa-$10k
Bank of America Cash Rewards123-$10k
Congratulations!!
Congrats! Nice starting limit!
CONGRATS!
Thanks Ray! I'm getting up there with you now. I'm truly going to garden now. I wanted one signature card, have it. A house is next!
Credit Scores- October 2012
EQ- 684
EX-724
TU-706
PenFed Platinum Rewards Visa-$12k
US Bank Platinum Rewards Visa-$5k
Chase Freedom Visa-$5k
Chase Military Star MasterCard-$5k
TIC FCU Visa Gold-$5k
Chrysler MasterCard(FNBO)-$4.1k
Wyndham Rewards Platinum Visa-$2.5k
Service CU Platinum Visa-$10k
Bank of America Cash Rewards123-$10k
Thanks! Shocked the heck outta me! From the 500s to low 700s in 3 years.......well deserved!
Credit Scores- October 2012
EQ- 684
EX-724
TU-706
PenFed Platinum Rewards Visa-$12k
US Bank Platinum Rewards Visa-$5k
Chase Freedom Visa-$5k
Chase Military Star MasterCard-$5k
TIC FCU Visa Gold-$5k
Chrysler MasterCard(FNBO)-$4.1k
Wyndham Rewards Platinum Visa-$2.5k
Service CU Platinum Visa-$10k
Bank of America Cash Rewards123-$10k