@mpswirl wrote:colindidit i think you hit it right on the money, usually its approved but not for the amount requested.
Not in my case. I asked for $5000 when my CL was only $800, hoping for a counter offer but instead got that message to call. I did not call, but the very next morning I logged in and to my surprise my CL was the full $5000 that I asked for.
Made me wish I had asked for even more! 
I recently pressed the Luv Button on my BOA 123 card for the second time in a year sofe my previous cli and requested an extra $1000 cli on my account. I got the message to call in for my request. I decided not to call in. 2 days later I found out I was declined. Still waiting for the letter in the mail telling me the reason for my denial. 
@ItchyAppFingers wrote:
I recently pressed the Luv Button on my BOA 123 card for the second time in a year sofe my previous cli and requested an extra $1000 cli on my account. I got the message to call in for my request. I decided not to call in. 2 days later I found out I was declined. Still waiting for the letter in the mail telling me the reason for my denial.
You can always ask for a reconsideration. You should always ring in if an application or credit limit request asks you to. Maybe they want to ask some questions about what is on the report and you can't answer them unless you talk to them. I rang in and the limit went from 2000 to 7500.
