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NowIcare wrote:Msrn2000 Was your increase instant? Just wondering as I too requested one online and it gave me the 24hr or a letter in the mail statement.
I was instantly approved for $5,000. As stated in the previous post, I spoke directly with the rep. They pulled Experian for me too & at the time my score was 783. When I requested the CLI they didn't do a hard pull on me - I checked Experian the next day and they had done a soft inquiry for the CLI. But, just to be sure, I'd ask if they're gonna pull a hard or soft inquiry.
BBYGRL wrote:I just called to ask for a CLI for my BOA Amex card I received yesterday. The rep said I had to speak to another customer service rep tomorrow for an increase. He said they would have to look at my CR. My CL is currently $2500. That's too bad for them. They pulled my EX Fico early last week which was 730 at the time (due to several lates on a old PIF Discover account). The TL was deleted on Friday and my score jumped 38 points to 768. I would call CS but I don't want to risk another hard pull.
That's good to know.
pjriverap wrote:
BOA is pretty exceptional with their CLIs -
Every three to six months I ask for a 3K cli and get it instantly with no hard pulls.
That's good to know. Do you think I should give them a call tomorrow or should I wait a few months? I don't plan on using the card much but it would nice to have a card with a $5000+ limit for emergencies. I'll be sure to ask if they're doing a soft or hard pull. Thanks!
MsRN2000 wrote:I was instantly approved for $5,000. As stated in the previous post, I spoke directly with the rep. They pulled Experian for me too & at the time my score was 783. When I requested the CLI they didn't do a hard pull on me - I checked Experian the next day and they had done a soft inquiry for the CLI. But, just to be sure, I'd ask if they're gonna pull a hard or soft inquiry.
BBYGRL wrote:I just called to ask for a CLI for my BOA Amex card I received yesterday. The rep said I had to speak to another customer service rep tomorrow for an increase. He said they would have to look at my CR. My CL is currently $2500. That's too bad for them. They pulled my EX Fico early last week which was 730 at the time (due to several lates on a old PIF Discover account). The TL was deleted on Friday and my score jumped 38 points to 768. I would call CS but I don't want to risk another hard pull.
I'd give them a call & tell them that you requested a CLI upon activation and were instructed to call back on Monday (that department may only be in M-F). And, if it's not a hard inquiry, it won't hurt your scores so - Yes, I'd call them and follow through with what you've already initiated.
BBYGRLThat's good to know. Do you think I should give them a call tomorrow or should I wait a few months? I don't plan on using the card much but it would nice to have a card with a $5000+ limit for emergencies. I'll be sure to ask if they're doing a soft or hard pull. Thanks!
Message Edited by BBYGRL on 11-04-2007 04:50 PM
I'd give them a call & tell them that you requested a CLI upon activation and were instructed to call back on Monday (that department may only be in M-F). And, if it's not a hard inquiry, it won't hurt your scores so - Yes, I'd call them and follow through with what you've already initiated.
Message Edited by MsRN2000 on 11-04-2007 06:55 PM
Try: 800-421-2110
BBYGRL wrote:Will do. Which number did you use? My card is clear plastic which makes it difficult to read the 800 numbers on the back.
Message Edited by BBYGRL on 11-04-2007 05:17 PM