Bank of America Cash Rewards Secured VISA: opinions pls

[Wavester64]

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@blindambition wrote:

That is one of the best secured cards available. Along with Disco, US Bank, Citi. As well as Navy Fed, if there's an eligibility path.

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@brother7 

I agree with @blindambition . I have/had this card, it has since graduated.

One negative, at least for me, they are a little stingy as it pertains to CLI requests.

[Rex95]

I've only ever had unsecured cards, and I'm not knowledgeable in secured cards, so forgive my ignorance. Does BoA (or any bank for that matter) hard pull when you open a secured cc?

[Vmc726]

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@Rex95 wrote:

I've only ever had unsecured cards, and I'm not knowledgeable in secured cards, so forgive my ignorance. Does BoA (or any bank for that matter) hard pull when you open a secured cc?

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Yes BofA does HP for secured cards. 

[coldfusion]

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@Rex95 wrote:

I've only ever had unsecured cards, and I'm not knowledgeable in secured cards, so forgive my ignorance. Does BoA (or any bank for that matter) hard pull when you open a secured cc?

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It isn't a universal trueism but most issuers of secured cards including BoA do hard pull as part of the application process.

[Horseshoez]

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@Rex95 wrote:

I've only ever had unsecured cards, and I'm not knowledgeable in secured cards, so forgive my ignorance. Does BoA (or any bank for that matter) hard pull when you open a secured cc?

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As has already been mentioned, most financial institutions do a Hard Pull for a secured card, some do as many as three Hard Pulls (one for each credit bureau); ask me how I know.