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Bank of America Cash Rewards Sig

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texaspete2012
Established Member

Bank of America Cash Rewards Sig

Went through the website pre-screening tool and landed on a app for this card. Was approved for 5k.  Anybody have any feedback on this card?

I hope chase bumps up my limit to meet the other cards...

 

Thanks for all the knowledge...You are all a great. Thank You.

Amex Gold (NSL) 9/12
Chase Freedom (2200) 5/12
Citi Thank You Pref. (7000) 4/12
USAA AMEX (4000) 11/12
BOA VISA SIG CASH (5000) 12/12
Amex Gold Small Biz (NSL) 11/12
Message 1 of 46
45 REPLIES 45
jsickz32
Valued Contributor

Re: Bank of America Cash Rewards Sig

is it the regular cash back siggy or the privilege cashback siggy? Also it seems bofa dont report cl on siggys unless you call them and tell them to

Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / Merrill+ Visa siggy (5000) / BofA Amex (6000) / Bofa cash rewards (5000) / BofA Privileges Cash Rewards (5000) / Citi Forward (4400) / Citi DP (2000) / Chase Freedom (4000) / Chase CSP (5000) / Chase Hyatt (5000) / Discover IT (1700) / FNBO AMEX (3600) / NFCU cashRewards Visa signature (15000) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / Nordstrom (500) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (1631) / PayPal Smart connect (2200) / BestBuy store card (2000)
Message 2 of 46
HiLine
Blogger

Re: Bank of America Cash Rewards Sig

What do you want to know? I hope you qualify for the running bonus of $100 after $500 purchase.

Message 3 of 46
texaspete2012
Established Member

Re: Bank of America Cash Rewards Sig

I think get the bonus, as it was on the header above the app. I

 

The card is the plain cash rewards, not the privilege.

 

How are they with cli? Do they auto? How long?

 

I hope they do report, as its my biggest limit and would love Chase to chase.

 

Thanks

Amex Gold (NSL) 9/12
Chase Freedom (2200) 5/12
Citi Thank You Pref. (7000) 4/12
USAA AMEX (4000) 11/12
BOA VISA SIG CASH (5000) 12/12
Amex Gold Small Biz (NSL) 11/12
Message 4 of 46
jsickz32
Valued Contributor

Re: Bank of America Cash Rewards Sig

ive had my bofa since 09 and they only given me a auto cli once....it was for 500 and it was 3 months ago so  yeah....

Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / Merrill+ Visa siggy (5000) / BofA Amex (6000) / Bofa cash rewards (5000) / BofA Privileges Cash Rewards (5000) / Citi Forward (4400) / Citi DP (2000) / Chase Freedom (4000) / Chase CSP (5000) / Chase Hyatt (5000) / Discover IT (1700) / FNBO AMEX (3600) / NFCU cashRewards Visa signature (15000) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / Nordstrom (500) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (1631) / PayPal Smart connect (2200) / BestBuy store card (2000)
Message 5 of 46
HiLine
Blogger

Re: Bank of America Cash Rewards Sig

I have Visa Signature with them too, and was a little disappointed that the credit limit was not going to be reported. I had two options: convert to a Platinum, or charge a lot of money on the card without paying to build up a high balance. Since I like the added benefits of the Visa Signature, I went the second route and reached the limit, then paid everything off. The intro 0% APR boosted my confidence level even though I ended up not using it, but you may find it helpful for carrying a balance while building a high balance.

Message 6 of 46
jsickz32
Valued Contributor

Re: Bank of America Cash Rewards Sig


@HiLine wrote:

I have Visa Signature with them too, and was a little disappointed that the credit limit was not going to be reported. I had two options: convert to a Platinum, or charge a lot of money on the card without paying to build up a high balance. Since I like the added benefits of the Visa Signature, I went the second route and reached the limit, then paid everything off. The intro 0% APR boosted my confidence level even though I ended up not using it, but you may find it helpful for carrying a balance while building a high balance.


what if you buy something expensive just before day your statement ends and then return it after it reports lol

Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / Merrill+ Visa siggy (5000) / BofA Amex (6000) / Bofa cash rewards (5000) / BofA Privileges Cash Rewards (5000) / Citi Forward (4400) / Citi DP (2000) / Chase Freedom (4000) / Chase CSP (5000) / Chase Hyatt (5000) / Discover IT (1700) / FNBO AMEX (3600) / NFCU cashRewards Visa signature (15000) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / Nordstrom (500) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (1631) / PayPal Smart connect (2200) / BestBuy store card (2000)
Message 7 of 46
LittleCat
Contributor

Re: Bank of America Cash Rewards Sig

On the other hand, I went from a secured $500 BoA in 2009 to a 5k limit now. And just got the BoA Cash Reward Privlidge card at 10k. Theyve treated me very very well.

Message 8 of 46
texaspete2012
Established Member

Re: Bank of America Cash Rewards Sig


@LittleCat wrote:

On the other hand, I went from a secured $500 BoA in 2009 to a 5k limit now. And just got the BoA Cash Reward Privlidge card at 10k. Theyve treated me very very well.


Does the Privlidge report limit to CRAs?

Amex Gold (NSL) 9/12
Chase Freedom (2200) 5/12
Citi Thank You Pref. (7000) 4/12
USAA AMEX (4000) 11/12
BOA VISA SIG CASH (5000) 12/12
Amex Gold Small Biz (NSL) 11/12
Message 9 of 46
jsickz32
Valued Contributor

Re: Bank of America Cash Rewards Sig

im chatting online with bofa and they say that the privilege does report the CL

Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / Merrill+ Visa siggy (5000) / BofA Amex (6000) / Bofa cash rewards (5000) / BofA Privileges Cash Rewards (5000) / Citi Forward (4400) / Citi DP (2000) / Chase Freedom (4000) / Chase CSP (5000) / Chase Hyatt (5000) / Discover IT (1700) / FNBO AMEX (3600) / NFCU cashRewards Visa signature (15000) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / Nordstrom (500) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (1631) / PayPal Smart connect (2200) / BestBuy store card (2000)
Message 10 of 46
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