Bank of America Max credit

[Anonymous]

Hi, anyone know what is Bank of Americ's max credit amount? I know that Chase likes to give out at least 50% of your income across all cards. 

Thanks

[coldfusion]

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@Anonymous wrote:

Hi, anyone know what is Bank of Americ's max credit amount? I know that Chase likes to give out at least 50% of your income across all cards. 

Thanks

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It's closer to Chase hating to give out more than 50% of one's gross income across all cards.

Several people here have just under $100K CL across all their BoA cards,  I currently have $106K. 

[Physh1]

There is no definitive absolute on this. I make $85k a year but have $50k across 2 cards from them. Profile, history, & credit diversity are likely going to play a larger roll in determining max credit than income....at least that holds true in my case.

[Grabiela]

I think its 100K. I am at 99,900K and i call to ask for more but thet told me i was at my top.

[simplynoir]

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@Grabiela wrote:

I think its 100K. I am at 99,900K and i call to ask for more but thet told me i was at my top.

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It can be more. There are a few forum members on here that have exceeded that. Go to FT and you'll find more.

[JaeJae12]

I had a Merrill lynch card with 300k limit , but they cut me down me to 150k cause I don't spend enough with the card. That was the reason I got when they cut me down.

[Viva-LV]

I'm at 61% cl/income, but it will vary individually.  I'm topped out at 76k, but there are others that far exceed my credit line.  It helps to have some history with BOA, I got to my limits before I opened a checking acct, and an auto loan.  I'll see if they bend some more next year!

[K-in-Boston]

@Grabiela welcome to the $99,900 club!

[AverageJoesCredit]

You guys should try the lower income/ poor bracket. It's fun. You hit your limit so fast you cant even play with other cards. It's like being at a playground where all the big kids are playing in the sandbox and all you get to do is bring a small sand shovel and airbend it

[Anonymous]

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@AverageJoesCredit wrote:
You guys should try the lower income/ poor bracket. It's fun. You hit your limit so fast you cant even play with other cards. It's like being at a playground where all the big kids are playing in the sandbox and all you get to do is bring a small sand shovel and airbend it

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I make 28k a year. I know how you feel. 

BTW, what happened to your siggy?