cancel
Showing results for 
Search instead for 
Did you mean: 

Bank of America Product Change

tag
Anonymous
Not applicable

Bank of America Product Change

I have the BankAmericard Visa with no rewards which I am planning to change to the Travel Credit card. I am wondering if I will loose all my points. 

Message 1 of 10
9 REPLIES 9
Anonymous
Not applicable

Re: Bank of America Product Change

If the card has no rewards, what points are you losing?
Message 2 of 10
Anonymous
Not applicable

Re: Bank of America Product Change

The card have rewards which happen to use worldpoints. I am wondering if my 20k rewards from worldpoints will transfer. 

Message 3 of 10
noobody
Established Contributor

Re: Bank of America Product Change

Just PC BOA 123 to travel rewards, my 1200 points did carry over, BUT when they read the T&C while doing the PC, they did mention all unredeemed points will be forfeited.
EX819 1HP|TU797 1HP| EQ(Fico8 BankCard)841
Message 4 of 10
Anonymous
Not applicable

Re: Bank of America Product Change

They did tell me that my rewards may or may not carry over. 

Message 5 of 10
Credit_hawk
Established Contributor

Re: Bank of America Product Change

They always say that.


@Anonymous wrote:

They did tell me that my rewards may or may not carry over. 


 

FICO- Experian: 797, TransUnion: 781, Equifax: 804 (Updated Monthly)
Message 6 of 10
UpperNwGuy
Valued Contributor

Re: Bank of America Product Change

Why not just redeem your points and then do the PC?

Daily Carry: PenFed Power Cash • NFCU Flagship • NFCU More Rewards • Chase Freedom
Sock Drawer: PenFed Promise • NFCU cashRewards • Chase Sapphire Preferred • Chase Freedom Unlimited • United Explorer • UNFCU Azure
Message 7 of 10
Anonymous
Not applicable

Re: Bank of America Product Change

because I have cards that are better with travel redemption comapared to that card. 

Message 8 of 10
Shadowfactor
Valued Contributor

Re: Bank of America Product Change

Werlcome to the fourms!

 

I don't have that card so I can't say with absolute certainty, but I do have the Travel Rewards version and I inquired about PC that card. I was told that I had to redeem them or I would loose them.

 

Check the T&C and ignore the front line CSR's as they are usally wrong.





Total Revolving Limits $254,800

Message 9 of 10
FinStar
Moderator Emeritus

Re: Bank of America Product Change

OP, as mentioned upthread, if you PC out of the Worldpoints system, those points will be forfeited.  They will not transfer to any other BoA rewards system unless the PC happens to have the same WP ecosystem, which in most cases does not.  Either you can redeem them or forfeit them if you decide to pursue the PC.

Message 10 of 10
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.