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hahahahaha its the inquiries with everyone
is that a program on a credit card or is it a credit card you can apply for?
@Jonbuck06 wrote:oh well how do you apply for that?
The credit steps? It automatically enrolled me when I got my cards. I got a letter saying basically if you make your first 5 or 6 payments (don't remember the specifics) they bump your CL up to $500....I'm not sure if you can apply or "opt in" or whatever, but mine was automatic..
ahhh well do you have a chase credit card?
Nope, no Chase. I wish! My parents have cards with Chase, but not me. Last time I applied for the Freedom they told me that they want at least a year of credit history, which i don't have, so I haven't bothered reapplying.
Cards I have:
Cap1 Classic Platinum MC - $300 CL
Cap1 MTV Platinum Visa - $300 CL
Florida State University Credit Union Student MC - $500 CL
Citi Dividend Platnium Visa for students - $4,000 CL
AMEX Zync - NPSL
@floridastate12 - ?
yeah i applied for a chase card to and didnt get approved.
Yeah. I'm probably going to wait until next year (probably about this time) and reapply for that and an AMEX credit card. That way I have a nice solid history and my Citi and AMEX accounts will be reporting...and I hear it's really good to have AMEX on your CR. Lenders see AMEX and think "well if AMEX trusts him, I guess we can"....and Citi is a prime bank as well.
haha well i got a AMEX credit card so hopefully if thats true that will help me out alot!! so do you know what a flex spending account is?