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Bank of America vs Citibank Secured Card

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uoyankee
New Contributor

Re: Bank of America vs Citibank Secured Card

The new BofA card is probably the best secured card out there now.  No AF and 1.5% cash back, not bad for a secured product.  

Message 21 of 23
Horseshoez
Senior Contributor

Re: Bank of America vs Citibank Secured Card


@uoyankee wrote:

The new BofA card is probably the best secured card out there now.  No AF and 1.5% cash back, not bad for a secured product.  


Well, to a degree, however, BofA doesn't have the best reputation for graduating cards to unsecured relatively quickly.

I categorically refuse to do AZEO!
Message 22 of 23
sjt
Senior Contributor

Re: Bank of America vs Citibank Secured Card


@Horseshoez wrote:

@uoyankee wrote:

The new BofA card is probably the best secured card out there now.  No AF and 1.5% cash back, not bad for a secured product.  


Well, to a degree, however, BofA doesn't have the best reputation for graduating cards to unsecured relatively quickly.


Citi is even worse.
American Express: Platinum Charge, Optima, Business Gold, Delta Business Reserve, Business Cash, Business Plus
Barclays: Arrival+ WEMC
Capital One: Savor WEMC, Venture X Visa Infinite
Chase: Freedom U Visa Signature, CSR Visa Infinite
Citibank: AAdvantage Platinum WEMC
Elan/US Bank: Fidelity Visa Signature
Credit Union: Cash Back Visa Signature
FICO 08: Score decrease between 26-41 points after auto payoff (11.01.21) FICO as of 5.23, EX: 812 / EQ: 825 / TU: 815
Message 23 of 23
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