I applied for a BOA CC got offered secured which frustrates me because I have other prime cards not secured. One man I spoke with stated it was because I had a previous account with them that went bad years ago. I have not been able to reach the recon dept. The back door #'s list in the sticky thread one does not work and one was that guy. Not sure what to do, not sure I want to front 5 hundred just to get in the BOA door when I have other credit cards that are considered prime.
Message Edited by credithopefull on 07-07-200804:02 PM
Thank You, for the #'s. I will try again tomorrow if the reason is because of an old account I will just go hug my chase card. If the reason is my credit standing then I will work to improve it.
Since you were just denied, contact a credit analyst at 866.865.7842. They will actually review your report information with you on line. In addition, it will allow you to counter what they say and speak about how you have improved your credit ...etc