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@Anonymous wrote:Yeah and I think the big factor is high credit lines. Spoke with a chase analyst today and in my case high lines on other creditors worried them even though I owed 5k total on all cards with over 300k in credit lines before it all started
The good news is I was able to get chase to reopen mine but with a much lower limit (1k) but I'll take it.
Sadly lenders are just not willing to take the risk with everything going on. They've been burned by too many people so they're looking for any excuse to lower these large limits. Sorry this happened to you, but with the limits you have I know you will be alright. Just have to weather the storm until you're back on the other side.
@Anonymous wrote:Looks like bank of america closed my account. Not a big loss for me since I have others I like more. The weird part is it closed right after I added the wife as an authorized user(same day). They called it irregular behavior or something like that.
I think the real reason is they wanted to close some accounts and mine was prob one of their least profitable accounts.
Figured i would share just in case the authorized reason was really what did it. Others may want to hold off for now with adding users to their accounts especially on a card/bank you really like or really want to keep
Was it a CC or a checking account? If latter, why add wife as an AU instead of a joint owner?
Edit - Nvm
It was card. So far I've gotten both chase and bank of America to reopen after I called them
Sorry about your losing yor BoA account
@Anonymous wrote:It was card. So far I've gotten both chase and bank of America to reopen after I called them
That's good that you were able to get them back opened. Just goes to show that persistence pays off. Now don't do anything to scare them going forward at least until this pandemic is over lol.