Bank of the West cash back Mastercard thoughts?

[celluloid17]

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@longtimelurker wrote:

As has been mentioned in other threads, 3% on categories is not a whole lot more than 2%, unless you spend a lot .   This card doesn't seem to have a bonus, so compare your spend in the categories to see if the extra rewards over a 2% card would exceed another card with a decent sign up bonus, e.g. so to beat a $200 sign up, you need to spend $20K in these categories (wiith gas capped at  $1,500 per quarter)

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I'm not a sign-up bonus chaser.  It's always a plus (and as always, you make excellent counterpoints), but personally I was looking at the overall benefit of a card over time.  I like the reward structure of this card in particular in that it covers three useful categories that probably sees the majority of my spend.  With a card such as this, I can carry it and a 2% card (Blispay in my case...my DC is SD'd) and I'm set.  

I applied for the card and was approved after a minor application hiccup and a day and a few phone calls later ($8500 limit).  I can't say what bureau they pulled, but I hardly apply for cards so I wasn't worried about the HP.  

Now I'm planning to close my Chase AARP card (I did get a $200 sign-up bonus on this one), which is now redundant and not as useful and move that limit over to Freedom Unlimited (another card I don't use).  I keep chasing cards that allow me to minimize and this card just checked more boxes that I need checked than others I've seen, so I'm grateful to the original poster of this thread for bringing it to our attention.  

[Anonymous]

How does this card look?

[celluloid17]

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@Anonymous wrote:
How does this card look?

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I think it's a really nice looking card, but I suppose that's subjective!

[Themanwhocan]

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@celluloid17 wrote:

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@Anonymous wrote:
How does this card look?

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I think it's a really nice looking card, but I suppose that's subjective!

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It took me a long time before I saw what that card image was supposed to be. 

cards shouldn't come with built in Rorschach tests...

[longtimelurker]

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@Themanwhocan wrote:

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@celluloid17 wrote:

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@Anonymous wrote:
How does this card look?

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I think it's a really nice looking card, but I suppose that's subjective!

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It took me a long time before I saw what that card image was supposed to be. 

cards shouldn't come with built in Rorschach tests...

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What do you mean?  It's CLEARLY a drug dealer loading some bricks of coke into a silver 2009 Toyota Camry.    

Isn't it?

[Anonymous]

Woah.. actually pretty good looking card!

[Hokies2379]

I'd stay far away from Bank of the West.....but maybe that's just me.

[celluloid17]

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@Hokies2379 wrote:

I'd stay far away from Bank of the West.....but maybe that's just me.

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Why is that?

[Anonymous]

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@Hokies2379 wrote:

I'd stay far away from Bank of the West.....but maybe that's just me.

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Tons of Bank Of The West around here.. I rarely hear any complaints from people about them.. 

[Hokies2379]

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@Anonymous wrote:

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@Hokies2379 wrote:

I'd stay far away from Bank of the West.....but maybe that's just me.

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Tons of Bank Of The West around here.. I rarely hear any complaints from people about them.. 

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Why I said maybe it's just me.