Barclay 2nd Card and Moving CL Question!?

[lonelyisland]

Yeah, I got instant approval for the amazing limite of  $350 

But I moved $1000 from Rewards over - I should move more and stop using the rewards cards. Just realised My IR is better on the Sallie Mae.

I can't figure out why they didnt just deny me, but *shrug*.

[fot1]

Funny I am calling tomorrow to possible do the opposite.. Move CL from SM to  rewards.. Got the  dreaded 10 wait notice..

[bk510]

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@bigblue7722 wrote:

didnt someone say they just got approve for sallie mae at 350?

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Right....and OP moved 1000 from 1 of his cards to Sallie to make it 1350.

Funny, I didnt even realize that they hand out 350 limit.......sounds so cheezy coming from a Sallie Mae card.

I hope to get me a Sallie card as well as soon as my reward card turns 1 yr this november.

[bk510]

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@TRC_WA wrote:

I've talked to Barclay about 4 times in the last week and was told that a PC isn't possible... I must reapply for any 2nd card.

Soooooo.... Good luck with that one.  The reps told me they can transfer limits between accounts (and then close one of them) but didn't say anything about transferring limits to open an account you've been declined for.

I'd call that wishful thinking.

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Thats interesting

[lg8302ch]

I see that I am too late for my suggestion to wait and not app now.     For better results with Barclays I would have recommended to wait 6 months but good luck anyways!

[lg8302ch]

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@bk510 wrote:

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@bigblue7722 wrote:

didnt someone say they just got approve for sallie mae at 350?

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Right....and OP moved 1000 from 1 of his cards to Sallie to make it 1350.

Funny, I didnt even realize that they hand out 350 limit.......sounds so cheezy coming from a Sallie Mae card.

I hope to get me a Sallie card as well as soon as my reward card turns 1 yr this november.

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That is what I did. Apped 1 year after the Arrival and got WMC with best terms. It was worth the wait for me

[Creditaddict]

The 2nd app was system auto declined because of the first approval.  He opened back for review and quickly did not like ALL my new accounts over the last year tied into the fact that I am just 1 year since setteling a Barclay account AND the recently approved... that was it.

I asked to split some of the credit line from the rewards and he said no.

I asked to PC rewards to Sallie Mae and he did put me on hold but then came back and was told no by his supervisor.

okay, over to my original plan of waiting 6 months with the new rewards card then trying for Sallie Mae... so happy to get back in with Barclay

[fot1]

I got denied as well..   Said they couldn't move balance from sallie mae cause only one statement had cut on the card and denied me the card due  13 new accounts a year or less in age..  Also mentioned that wanted to see how I handled the new Credit limits..  I went from total of 2K limit all the way to 45K in that time as well.. She told me that if I keep good with my accounts I would have no problem in 6 months.

[Creditaddict]

That's my hopes and plans now!

[maiden_girl]

This is making me not want to app for Barclay Ring now...