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I have a 657 TU score (from here) and was thinking apping for the Apple card. Ive had 3 inquires this year last one 6 months ago. Do you think i have a chance at getting approved for this card?
Thanks
why do you want this card? im just curious.
Im just crawling out of subprime land and this seems like a "more prime" card. That and I would like to take advantage of the 0% for 12 months.
0% interest on initial purchases meaning spent within the first 30 days. there are other better 0% cards out there that you may qualify for. This card just looks cool really. every other purchase is 22.99% apr. its not that great.
What would you recommend?
citi simplicity, chase slate. any 0% intro apr. some are easier to get than others.
@iMacDrew wrote:citi simplicity, chase slate. any 0% intro apr. some are easier to get than others.
OP might not be ready for Chase/Citi, and 22.9 APR only stands if you leave balances. PIF and your fine.
maybe idk i just think that this card might be a waste of a HP. Its limited to Apple and only lasts on purchases in the first 30 days. I just assumed OP was planning on purchasing an apple product.
@iMacDrew wrote:maybe idk i just think that this card might be a waste of a HP. Its limited to Apple and only lasts on purchases in the first 30 days. I just assumed OP was planning on purchasing an apple product.
AFAIK this is not true. I've been told by a rep. in the past you can still get the financinbg offer anytime you just need to callin and request it first before purchase.
i was told something different then, i asked through their email messaging system on their site.