Thank you for the explanation. I do want this forum to be positive for all its members and will be sure to be more mindful about what I type and how it may be interpreted in the future!
We're good, hyprble 
...and about Barclay...stay with it. If you call their backdoor number and give them your credit resume - then explain specifically what you intend to purchase with your new credit - I can't believe they wouldn't give you a higher limit. May take a couple of calls, but the zero interest for 12 months will be worth it!
@john398 wrote:
@Bluerain wrote:Do you have to buy a Mac with Barclays card ?
no its a Visa so good anywhere
well almost anywhere
Thanks for the reply
Just wanted to say thanks to everyone who shared his or her success stories on this board. I was needing to buy a new MacBook very soon and the Apple iTunes Visa was looking very tempting with is 12 months 0% financing. My score was sitting around 675 (TU), I had a late from two years ago, student loan, 4 inq's and one collection that has been paid for over a year. I have a CapOne at $500, HSBC at $320 and a Banana at $300, with my utilization under 15% through the month and I never carry a balance. I figured what the hay, I’m going to apply. I was instantly denied :-(, but after looking at this thread I decided to recon and call the backdoor number. I spoke with a CSR and he asked me around 6 questions, when he came back he told me that he reversed the denial and I was approved for 2k (I told him I needed 3K). At this moment this is my highest limit, because my credit is in a rebuilding phase, so I am :-).
Starting Score: EX 514, EQ 555, TU 602
HSBC/Orchard Bank - 6 months
CapOne - 2 months
Banana Republic/GEMB - 2 months
@Ms-Kato wrote:I called and approved for $1250...I was hoping it would
be more so i couldn't make the instant purchase...I do need a Mac . Guess I will have to add some additional funds
to make the purchase when the card arrives.
Has anyone been denied this card on this forum ?
Anyway..Thankyou Barclay Visa and Apple ...YOU ROCK !
Congrats !!
What does your scores look like if you could share
