So you net $551 after spending $5000 and paying the AF. ($600 SUB + $30 5% redemption bonus + $10 from $5k @ 2%) Plus you get to deal with Barclays.
For my money (or rather, HP lol) I'd much rather get the BoA Premium Rewards -- $500 after $3000 spend, net $487.5 if you can sell the $100 AA gift card for $78.
@Anonymous wrote:
@arkane wrote:@Anonymous you net $551 after spending $5000 and paying the AF. ($600 SUB + $30 5% redemption bonus + $10 from $5k @ 2%) Plus you get to deal with Barclays.
For my money (or rather, HP lol) I'd much rather get the BoA Premium Rewards -- $500 after $3000 spend, net $487.5 if you can sell the $100 AA gift card for $78.
I’m with you on that logic but the Premium Rewards is notoriously difficult to attain. For those that feel Barclays isn’t a keeper, you may as well churn it.
Says the guy with a 12K BoA PR in his sig. 
Yeah I've read something to that effect, but thought it was more to do with the (then-not-so-well-known) 2/3/4 rule?
@arkane wrote:
@Anonymous wrote:
@arkane wrote:@Anonymous you net $551 after spending $5000 and paying the AF. ($600 SUB + $30 5% redemption bonus + $10 from $5k @ 2%) Plus you get to deal with Barclays.
For my money (or rather, HP lol) I'd much rather get the BoA Premium Rewards -- $500 after $3000 spend, net $487.5 if you can sell the $100 AA gift card for $78.
I’m with you on that logic but the Premium Rewards is notoriously difficult to attain. For those that feel Barclays isn’t a keeper, you may as well churn it.
Says the guy with a 12K BoA PR in his sig.
Yeah I've read something to that effect, but thought it was more to do with the (then-not-so-well-known) 2/3/4 rule?
Hard card to get for many in the 800's and high income earners as well as many other forums other then here have DP's as welll... Anti churning card it appears. Although a few did get it here with alot of inquiries/accounts although more got declined including myself when I had other high CL BofA cards two at time.. Now down to one at 35k. I will certainly churn the Arrival+ if it comes back around since we are starting to lack cards with good sign-up bonuses
@arkane wrote:
@Anonymous wrote:
@arkane wrote:@Anonymous you net $551 after spending $5000 and paying the AF. ($600 SUB + $30 5% redemption bonus + $10 from $5k @ 2%) Plus you get to deal with Barclays.
For my money (or rather, HP lol) I'd much rather get the BoA Premium Rewards -- $500 after $3000 spend, net $487.5 if you can sell the $100 AA gift card for $78.
I’m with you on that logic but the Premium Rewards is notoriously difficult to attain. For those that feel Barclays isn’t a keeper, you may as well churn it.
Says the guy with a 12K BoA PR in his sig.
Yeah I've read something to that effect, but thought it was more to do with the (then-not-so-well-known) 2/3/4 rule?
I’m still convinced it was an error on BoA. No questions asked though, I took it and ran 🏃 with it. 😆