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@pkosheta wrote:
Apparently a person posted on another credit forum that they applied using this link on Friday and received a no decision. When they called Barclay, the credit analyst said they did not have their credit pulled and the offer is no longer available. I think we can officially say the offer is dead. As so passes into the night another no fee 2% back card offer.
Wow that happened relatively quicly. I hope they don't boot me off the rewards structure
Capital One Quicksilver- $5,400 | Chase Freedom - $8,000 | Chase Freedom Unlimited- $13,000 | Chase Amazon -$5,000 | Priceline Visa -$10,000 | US Bank Cash+ - $18,200 | Fidelity Visa -$10,000 | Sallie Mae- $10,000 | DCU Platinum $12,000 | Discover IT - $10,000 | Amex EveryDay - $25,000 | Amex BlueCash Everyday- $9,800 | Citi DoubleCash - $18,000 | Sapphire Preferred- $13,000 | Freedom Unlimited- $7,000 | Blispay- $12,000 | Chase Sapphire Reserve- $18,000 | Consumers Credit Union Visa Sig Cash Rebate- $25,000
Are present customers downgraded to 1% as well?
Still looking good for me
Capital One Quicksilver- $5,400 | Chase Freedom - $8,000 | Chase Freedom Unlimited- $13,000 | Chase Amazon -$5,000 | Priceline Visa -$10,000 | US Bank Cash+ - $18,200 | Fidelity Visa -$10,000 | Sallie Mae- $10,000 | DCU Platinum $12,000 | Discover IT - $10,000 | Amex EveryDay - $25,000 | Amex BlueCash Everyday- $9,800 | Citi DoubleCash - $18,000 | Sapphire Preferred- $13,000 | Freedom Unlimited- $7,000 | Blispay- $12,000 | Chase Sapphire Reserve- $18,000 | Consumers Credit Union Visa Sig Cash Rebate- $25,000
I think they are supposed to send you a letter informing you of any upcoming changes to the rewards program. if you haven't gotten the letter yet, don't sweat it.
They can certainly impact existing users as the T&Cs state (like most/all programs these days):
The priceline rewards™ Visa® credit card account is issued by Barclays Bank Delaware ("Barclays"). Barclays and priceline are responsible for establishing the terms and conditions of the priceline rewards™ program (the "Program") and reserve the right to modify, amend or terminate the Program at any time.
Don't know if some consumer law also requires notice like the CARD act for rate changes, I would hope so.
They can also remove unredeemed points:
If you do not keep your Account open and current, your enrollment in the Program may be cancelled and any unredeemed Points may be cancelled.
(Question is, like Citi, if THEY close it does this apply!)
So now our attention turns toward the Capital One Cash Rewards card, with 1.5% cash back (1% plus 50% yearly reward bonus) ...
The version with no annual fee, of course
Capital One Quicksilver- $5,400 | Chase Freedom - $8,000 | Chase Freedom Unlimited- $13,000 | Chase Amazon -$5,000 | Priceline Visa -$10,000 | US Bank Cash+ - $18,200 | Fidelity Visa -$10,000 | Sallie Mae- $10,000 | DCU Platinum $12,000 | Discover IT - $10,000 | Amex EveryDay - $25,000 | Amex BlueCash Everyday- $9,800 | Citi DoubleCash - $18,000 | Sapphire Preferred- $13,000 | Freedom Unlimited- $7,000 | Blispay- $12,000 | Chase Sapphire Reserve- $18,000 | Consumers Credit Union Visa Sig Cash Rebate- $25,000