Barclay Rewards Card

[Shock]

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@masscredit wrote:

I received one of their "pre-selected" apps today. I already have the Barclay's Apple card and have a collection that I'm pretty happy with.  The rewards from this card would be better than what I get from my Cap 1 card.  I'm just wondering what I'd get for a limit. My Apple store care has a $5500. CL. Hoping to see that go up a little in the next few months.  I think it would be worth it if I get approved for $3-$5000+.  There is a note on the app that says after five consecutive on-time payments, the account will be reviewed for a CLI. 

I might go for it. Just want to pay down one of my cards to regain the 12 points that I just from a higher balance than I had a couple of months ago. 

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Seeing as yu alreatd have a Barclays with a good limit, I think you get approved.

[Josh2942]

It's pretty good because it's free 30 bucks. You don't have to spend to get it

[masscredit]

I just wish their APR was lower. 22.99% is on the high side. My best APR cards are the Cap 1s. One is 14.9% and the other is 19.9. The 19.9% card is a rewards card.

[masscredit]

I went on vacation for a week and when I came back I had two seperate offers for this card. Both are the same as the last one saying that I've been pre-selected for the exclusive cash back rewards program with no annual fee.  The reply dates keep getting pushed further out. Newest one has a date in mid-May. I guess they really want me!  

A little temped to bite. I wonder if I could call and have them give me an idea what kind of CL I would receive if I take them up on their offer. It would be worth it to me if the CLi is in the $5000.+ range. Not really worth it for less than $2500. 

[toothgrind3r]

Does anyone know if there's a way to find out what places count for groceries/gas/utilities 2x points?  For instance, someone said CVS does...but I never would have considered that and would have normally used my Quicksilver in that situation.

[AeroKrix]

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@toothgrind3r wrote:

Does anyone know if there's a way to find out what places count for groceries/gas/utilities 2x points?  For instance, someone said CVS does...but I never would have considered that and would have normally used my Quicksilver in that situation.

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Use the Visa/MC merchant code lookup. It'll tell you what codes merchants uses for transactions. I know target/walmsts use grocery codes (if the store has grocery)

https://www.visa.com/supplierlocator/search/index.jsp

[Shelly313]

I've had my barclays nfl card since sept.  I started with 500, then 5 months later my CL is now 2000.  I also got a 10,000 points and I have 150.00 now saved.

[toothgrind3r]

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@AeroKrix wrote:

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@toothgrind3r wrote:

Does anyone know if there's a way to find out what places count for groceries/gas/utilities 2x points?  For instance, someone said CVS does...but I never would have considered that and would have normally used my Quicksilver in that situation.

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Use the Visa/MC merchant code lookup. It'll tell you what codes merchants uses for transactions. I know target/walmsts use grocery codes (if the store has grocery)

https://www.visa.com/supplierlocator/search/index.jsp

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Oh wow, this is awesome, I didn't know about that...thanks so much!

[longtimelurker]

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@toothgrind3r wrote:

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@AeroKrix wrote:

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@toothgrind3r wrote:

Does anyone know if there's a way to find out what places count for groceries/gas/utilities 2x points?  For instance, someone said CVS does...but I never would have considered that and would have normally used my Quicksilver in that situation.

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Use the Visa/MC merchant code lookup. It'll tell you what codes merchants uses for transactions. I know target/walmsts use grocery codes (if the store has grocery)

https://www.visa.com/supplierlocator/search/index.jsp

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Oh wow, this is awesome, I didn't know about that...thanks so much!

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While that is a useful link, it doesn't solve your CVS question (which is coded as a drugstore- 5912).   The Rewards card seems to be giving 2% in some extra categories.  By something small and see how Barclays gives you rewards (which appear very quickly)

[AeroKrix]

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@longtimelurker wrote:

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@toothgrind3r wrote:

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@AeroKrix wrote:

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@toothgrind3r wrote:

Does anyone know if there's a way to find out what places count for groceries/gas/utilities 2x points?  For instance, someone said CVS does...but I never would have considered that and would have normally used my Quicksilver in that situation.

---

Use the Visa/MC merchant code lookup. It'll tell you what codes merchants uses for transactions. I know target/walmsts use grocery codes (if the store has grocery)

https://www.visa.com/supplierlocator/search/index.jsp

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Oh wow, this is awesome, I didn't know about that...thanks so much!

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While that is a useful link, it doesn't solve your CVS question (which is coded as a drugstore- 5912).   The Rewards card seems to be giving 2% in some extra categories.  By something small and see how Barclays gives you rewards (which appear very quickly)

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I think if its coded as a drugstore, its not a grocery store, so no bonus % at CVS