Barclay Uber Visa - Request CLI?

[Anonymous]

I had the Uber card for nearly a year. Stuck in $500 SL and I have to make weekly payment. 

All of my other cards was $2000+. I tried to use it a lot and wait for an auto CLI. Some users reported here that it eventually happen after 6 months. Not happening...

Any strategy I can use to get a CLI without a HP? I'm sick of making weekly payment. I use the card to dining a lot since I'm single and hate to cook myself.

Any advice is greatly appreciated.

[Anonymous]

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@Anonymous wrote:

Any strategy I can use to get a CLI without a HP? I'm sick of making weekly payment. 

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I’m not sure if Barclays will do a HP if you manually request a CLI or not. 

I think your strategy is a good one. Using the card responsibly and paying on time, you can never go wrong. 

I think a little more info would help others to better answer your question.

Is there a particular reason you are making weekly payments? Are you PIF weekly? Is utilization high on your acct? Etc...

4% back is tough to beat. I think with any CLI request, you should expect a HP. Fortunately, depending on the profile, a lot of CCC will SP for a CLI request. If you need one badly, call and ask. Not sure if there is a “Luv” button for Barclays or not. If there is, you could go that route as well. 

Good luck to you!

[Anonymous]

Yeah I dine out with my gf and alone, not cooking, so without PIF (or nearly so) weekly I can't use the card at all. I just want enough credit (probably around $1500) to use automatic payment instead and not to worry about running out of credit. 

Utilization is around 32% as of now. I think it's not a big deal. 

I called Barclay twice before and was shot down on CLI SP. It was couple months ago tho. Will try my luck again tomorrow

[Anonymous]

Others will offer better insight. In any case, let us know how it works out for you. 🤞 for a SP CLI. Good luck!

[Anonymous]

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@Anonymous wrote:

I had the Uber card for nearly a year. Stuck in $500 SL and I have to make weekly payment. 

All of my other cards was $2000+. I tried to use it a lot and wait for an auto CLI. Some users reported here that it eventually happen after 6 months. Not happening...

Any strategy I can use to get a CLI without a HP? I'm sick of making weekly payment. I use the card to dining a lot since I'm single and hate to cook myself.

Any advice is greatly appreciated.

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Im in the exact same boat. uber card with 500 SL. you can push payment from your bank to get a negative balance and it will auto-refill your account as transaction changes from pending to posted. the great thing about pushing payment from your bank is the payment process speed, it only takes 2 days for payment to get accredited in comparison to if they pull from your account which takes in my case on average 5-10 days. 

I will probably request a CLI once I hit 6 months. its a really good card to use abroad, accepted everywhere without an issue + getting 4x on restaurants with 0 FTF. 

[issac2x]

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@Anonymous wrote:

I had the Uber card for nearly a year. Stuck in $500 SL and I have to make weekly payment. 

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I was in the same situation and decided to just close the card. I dine out frequently and paying it down every time I used the card was getting tiring; luckily savor which I used as a backup became 4% too. Unfortunately if you haven't gotten a CLI from Barclays by now it may take a while if ever. I've seen past DPs that Barclays would do SP cli every 6 months if you called in and asked for available offers but I think they've changed their policy. If your attempt to call in isn't successful then the only options are to:

A)take the hit and get CLI increase via HP

B)apply for a new uber card and merge accounts for a higher CL; again another HP

C)apply for a backup dining card if you don't have one already, if you do try spreading out your dining spend

Sorry I can't be more help hope you get the SP cli.

[Anonymous]

User requested CLIs will be a HP. I got tired of waiting also. I would call one last time and ask for an APR reduction. They have been very easy to deal with. After that just ask again for a SP CLI offer. If you are paying weekly because of your lower CL, a HP seems to be worth trying.

[FinStar]

And, just to add to the above comment, a variety of Barclays CLI customer-initiated requests may likely result in 3 HPs, one for each CRA.

Just something to keep in mind OP.

[Anonymous]

Mine started at $1000 CL and I tried to request an increase a couple times but was told only with a hard pull.

Then one day I open the Barclays app about 9 months after opening and my cl has been automatically increased to $3000!

Stick with it I think you’ll get an auto CLI at some point soon

[Anonymous]

I got a 2x auto-CLI at 10 months. (https://ficoforums.myfico.com/t5/Credit-Card-Approvals/I-love-Barclaycard-2x-Auto-CLI/td-p/5404490)

That wasn't a big month spending-wise, though I had about 30 swipes that month, which was higher than average. The bigger change? It was the first time I used the card for a trip. I used it with the airline, for Uber rides, and at restaurants in two cities besides my own.

I don't have enough data for a conclusion, but it seems Barclays likes a traveler.