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did i mention entitlement.I was just saying is my inquiry and is my score going down base on that inquiry.Look all iam saying is that a little better jugment on the underwriting procces would be nice
OP, when was the last time you pulled your reports? Inquiry sensitive or not, 2 different independent banks closing your accounts HINTS that some else is wrong.
My credit profile has been improved so i dont know what alse would spark the closure of the credit cards.I make 125k a year and i have 1 % utl.my aao is at 5.5 years and the oldest account is 12 years old.Not good at hiding really
Are the accounts listed on the bottom of your signature your current limits on those cards?
@astritaho1979 wrote:My credit profile has been improved so i dont know what alse would spark the closure of the credit cards.I make 125k a year and i have 1 % utl.my aao is at 5.5 years and the oldest account is 12 years old.Not good at hiding really
Okay but what is on your reports TODAY? Take a look at it and you may find out what has scared Barclays and US Bank.
pulld the report today 720 fico equifax 3 inq
715 transunion 1 inq
Yes they are
@astritaho1979 wrote:pulld the report today 720 fico equifax 3 inq
715 transunion 1 inq
I have a 715 Fico score as of today with a bk, 4 baddies and 6 inquiries. So your score in and of itself is great but that's not what I'm talking about. When I asked what is on your report I am talking about tradelines and specifically baddies, negatives, judgements, collections, etc. Anything like that.
Adding up all the accounts on the bottom of your signature the amounts come up to roughly 42k, Do you make over 100K to support all the accounts that you have? If you don't then what ever income that you gave them would made them determined that you are high risk, thus closing your account.