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Barclay approval score?

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Anonymous
Not applicable

Re: Barclay approval score?

I had to back door at 711 (score on approval letter). Just had to justify recent applications for accounts. He totally got it and approved.
Message 21 of 47
elim
Senior Contributor

Re: Barclay approval score?

660 TU for RMC then 1 year later 720 TU for Ring (after 7-10 day msg and calling immediately to verify).

Message 22 of 47
Anonymous
Not applicable

Re: Barclay approval score?

What scores are needed for Arrival?

Message 23 of 47
Anonymous
Not applicable

Re: Barclay approval score?

is the sallie mae easier to obtain than the rewards?
Message 24 of 47
Anonymous
Not applicable

Re: Barclay approval score?


@Anonymous wrote:
is the sallie mae easier to obtain than the rewards?

Nope.

Message 25 of 47
Anonymous
Not applicable

Re: Barclay approval score?

oh okay. since its a "college" card i figured it may be
Message 26 of 47
Broke_Triathlete
Valued Contributor

Re: Barclay approval score?

After I got approved for my Rewards a while back I checked my FICO with them and it was at a 602. I had a $1,300 limit at the time. I'm much higher than that now and hopefully should be recieving a CLI soon.

Personal:

Business:


Message 27 of 47
TRC_WA
Senior Contributor

Re: Barclay approval score?

History with Barclays helps too...

 

Discharged Ch 13 May 2013

 

Approved Barclays Apple Sept 2013 $1200 TU FICO 630  (auto CLI to $2200 at 6 months)

 

Approved Barclays Sallie Mae December 2014 $4500 TU FICO 666

 

I closed the Apple and moved the limit over.  I'm pretty sure I would have not been approved without the previous Apple history.

 

BTW, my $6700 Sallie Mae 6 month statement cuts in a couple days... maybe I'll get some love again?  I've used the card for 30-60 transactions each month... $1000-$5000 spend and PIF.

 

They have no reason not to love me.  Smiley Wink

FICO8 current as of : 4-17-24 EQ: 724 TU: 707 EX: 706
Hard INQs last 12 months: EQ: 5 | TU: 8 | EX: 9
Verizon Visa $8500 Amex Delta Reserve $10,000 Care Credit $18,000
NFCU CashRewards $7500 Apple Card $7000 Best Buy $8000 Amazon $5000
NFCU auto loan (2022 Ford Bronco Sport Badlands - Cactus Gray) 6.95%
NFCU motorcycle loan (2024 Harley Davidson Road Glide - Alpine Green & Chrome) 9.45%
Total CL: $64,000 --- Total CC UTI: 27% --- AAoA: 5.5 years --- Income: $200k
Last app: 4-6-24
Message 28 of 47
TRC_WA
Senior Contributor

Re: Barclay approval score?


@TRC_WA wrote:

History with Barclays helps too...

 

Discharged Ch 13 May 2013

 

Approved Barclays Apple Sept 2013 $1200 TU FICO 630  (auto CLI to $2200 at 6 months)

 

Approved Barclays Sallie Mae December 2014 $4500 TU FICO 666

 

I closed the Apple and moved the limit over.  I'm pretty sure I would have not been approved without the previous Apple history.

 

BTW, my $6700 Sallie Mae 6 month statement cuts in a couple days... maybe I'll get some love again?  I've used the card for 30-60 transactions each month... $1000-$5000 spend and PIF.

 

They have no reason not to love me.  Smiley Wink


Didn't get a 6 month auto CLI...  maybe they didn't like the 3 accounts I opened in December after theirs or the 2 accounts I opened in March... who knows.  I had more than enough spend.  We'll see what happens next month... I've seen reports of 7 month auto CLIs as well.

FICO8 current as of : 4-17-24 EQ: 724 TU: 707 EX: 706
Hard INQs last 12 months: EQ: 5 | TU: 8 | EX: 9
Verizon Visa $8500 Amex Delta Reserve $10,000 Care Credit $18,000
NFCU CashRewards $7500 Apple Card $7000 Best Buy $8000 Amazon $5000
NFCU auto loan (2022 Ford Bronco Sport Badlands - Cactus Gray) 6.95%
NFCU motorcycle loan (2024 Harley Davidson Road Glide - Alpine Green & Chrome) 9.45%
Total CL: $64,000 --- Total CC UTI: 27% --- AAoA: 5.5 years --- Income: $200k
Last app: 4-6-24
Message 29 of 47
Anonymous
Not applicable

Re: Barclay approval score?


@Anonymous wrote:
is the sallie mae easier to obtain than the rewards?

Definitely not.  Ring and Sallie Mae seem tighter.

 

Rewards and co-branded cards seem easier.  My dad got a US Airways with like a 610 score.

Message 30 of 47
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