Barclay, chase, gemb. App spree!!!

Anonymous · ‎06-20-2012

Woo huuuu!! Approved, chase slate $1000, Barclay reward MasterCard 1800. 7-10 lowes gemb. Started with a cap one secured card in may of 2011, $1000 cl. Just last night I figured it's been over a year so went ahead and apped. Instant approval with chase, instant approval with Barclay's, dreaded 7-10 with lowes. 2 collections with experian fako 598 usaa. Clean report tu 649 8/2011. Clean report equifax 716 8/2011. Havent checked my ficos in a while but I'm sure they must have gone up. Got my utilization under 10%, waited a week for TU to report and went for it!!! Yeeehaw!!! I'll update later on who pulled what, I'm guessing chase and Barclays didn't pull experian.

Repo-ed · ‎06-20-2012

Grats!!!

5/2012: 560 credit scores across the board
12/2014: 750+
3/2017: 780+
11/2019: 833
2/2023: Experian via Chase United Explorer CC pull - 891

CS800 · ‎06-20-2012

Congrats !!

injustifiiable · ‎06-20-2012

You should call GECRB and see what's up. You probably have an approval!

Anonymous · ‎06-20-2012

Thanks all. Injust: what do I ask them? Edit: why will my posts not paragraph separately?

bamagirl1 · ‎06-20-2012

Drudown

Alot of times GEMB just needs to verify information. A few years ago I had this happen to me I called and told them what transpired and they asked me a few questions, about address, tn# etc and then I was approved. I'm fairly certain if you search a few posts you will encounter this same thing. I would call and talk to them,I mean you have already taken the hit for the inquiry, so what can it hurt at this point?

Congrats on your AMEX, One day it will be mine also..

~01/2008 Ficos TU 571-EX 647-EQ 652~
~3/21/2009 Ficos TU 705 EX 702 EQ 692~
~9/9/09 Ficos TU 718 EQ 693 EX???
~06/25/12 Ficos TU 719 EQ 677 EX??

Anonymous · ‎06-20-2012

Bama, thx ill call them. Didn't get an Amex though.... No more annual fees for me, so I will not go for a charge card.

bamagirl1 · ‎06-20-2012

SORRY LOL. I think I read that post right before yours and the individual got an AMEX.. But I would still call them, like I said what do you have to lose??

Good Luck!!

~01/2008 Ficos TU 571-EX 647-EQ 652~
~3/21/2009 Ficos TU 705 EX 702 EQ 692~
~9/9/09 Ficos TU 718 EQ 693 EX???
~06/25/12 Ficos TU 719 EQ 677 EX??

injustifiiable · ‎06-20-2012

@Anonymous wrote:
Bama, thx ill call them. Didn't get an Amex though.... No more annual fees for me, so I will not go for a charge card.

You should see if you can get approved for the Zync. It's a charge card but it's AF starts at only $25. Their cheapest offering and your IN with AMEX for the future!

Anonymous · ‎06-21-2012

According to usaa ccm. Barclays-tu. chase-exp. gemb-tu. location HI. So, chase extended credit with an outstanding medical collection. Does anyone know when these credit companies do a hp if they get the full report or just a 2 year report like you'd see at usaa ccm?