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Barclay - limit transfer possible?

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Senior Contributor

Barclay - limit transfer possible?

Hi folks -

I was wondering if anyone knew offhand whether Barclay allows one to transfer spending limit from one card to another?  (I'm considering transferring from the Ring to the Uber.)

Thanks.

Cards: Ample. Income: Adequate. Credit: Abundant.
INQs: Excessive. Last INQ: Infant.
AoOA: Adult. AoYA: Infant.
AAoA: Almost optimal.
0/6 | 3/12 | 9/24
All scores above 825.

On the wagon.


Message 1 of 10
9 REPLIES 9
Super Contributor

Re: Barclay - limit transfer possible?

I think they generally allow it, though I'm not sure on specific policies regarding how long the card has to be open, minimum limit left behind, etc. But I have definitely heard of them doing it.

Message 2 of 10
Established Contributor

Re: Barclay - limit transfer possible?

I think Barclays will often offer limit reallocation when you call in to recon a low limit or a denial due to max exposure reached. 

 

According to DoC you should ask for the Credit Analyst department when you call and you can't transfer over all the limit from a card. 

Message 3 of 10
Valued Contributor

Re: Barclay - limit transfer possible?


@expatCanuck wrote:

Hi folks -

I was wondering if anyone knew offhand whether Barclay allows one to transfer spending limit from one card to another?  (I'm considering transferring from the Ring to the Uber.)

Thanks.


They do. I did that with my card.

Message 4 of 10
Community Leader
Valued Contributor

Re: Barclay - limit transfer possible?

Yes, they do. I did it recently. Moved limit from Uber to Apple

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Message 5 of 10
Valued Contributor

Re: Barclay - limit transfer possible?

Not only do they allow it, but they're probably the easiest bank to do it with.  You can even transfer the entire limit and cancel the donor if you want.  I did it a few times when I had multiple cards with them and each time it took less than 5 minutes.

Message 6 of 10
Moderator Emeritus

Re: Barclay - limit transfer possible?


@expatCanuck wrote:

Hi folks -

I was wondering if anyone knew offhand whether Barclay allows one to transfer spending limit from one card to another?  (I'm considering transferring from the Ring to the Uber.)

Thanks.


I was able to reallocate and close the donor cards over the phone.   I had a $9K Uber Visa, a $14K Rewards MC, and a $14K CashForward.   I moved the full CLs of the Rewards MC and the CashForward to Uber and now have a $37K Uber.   I'm happy.



Start: 619 (TU08, 9/2013) | Current: 812 (TU08, 10/08/19)
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Message 7 of 10
Senior Contributor

Re: Barclay - limit transfer possible?


@SunriseEarth wrote:

I was able to reallocate and close the donor cards over the phone.   I had a $9K Uber Visa, a $14K Rewards MC, and a $14K CashForward.   I moved the full CLs of the Rewards MC and the CashForward to Uber and now have a $37K Uber.   I'm happy.


Holy Moley that's alot of Uber - you going to take an Uber ride cross country? Smiley Wink

 

Yeah, super easy to move credit limits around with Barclays, use the Backdoor numbers sticky in the CC Applications forum to call a Credit Analyst.


Fico 08: 734/716/734 TU/EX/EQ
Message 8 of 10
Established Contributor

Re: Barclay - limit transfer possible?


@DaveInAZ wrote:

@SunriseEarth wrote:

I was able to reallocate and close the donor cards over the phone.   I had a $9K Uber Visa, a $14K Rewards MC, and a $14K CashForward.   I moved the full CLs of the Rewards MC and the CashForward to Uber and now have a $37K Uber.   I'm happy.


Holy Moley that's alot of Uber - you going to take an Uber ride cross country? Smiley Wink

 

Yeah, super easy to move credit limits around with Barclays, use the Backdoor numbers sticky in the CC Applications forum to call a Credit Analyst.


This negates all the bad stuff Barclays receives on this forum.  Smiley LOL

I always liked my Barclay's card, the customer service, web pages, free fico, etc.

Would get another, if I needed any of there cards.

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Ficos : 840 / AAoA : 9 yrs / AoOA : 23 Yrs / AoYA : 3
Message 9 of 10
Senior Contributor

Re: Barclay - limit transfer possible?

Yeah, sounds about right.  I transferred my limit on the bus on my way home from work. Smiley Happy

Cards: Ample. Income: Adequate. Credit: Abundant.
INQs: Excessive. Last INQ: Infant.
AoOA: Adult. AoYA: Infant.
AAoA: Almost optimal.
0/6 | 3/12 | 9/24
All scores above 825.

On the wagon.


Message 10 of 10
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