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Barclay's Apple Rewards Card

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New Contributor

Barclay's Apple Rewards Card

I originally got this card to pay for a new MacBook Pro (0% interest over 18 months).  I paid off the Macbook in the 18 months and only have used the card a few times since to keep it active.

 

As silly as it sounds, I'm almost afraid to use the card even knowing I can pay it off at the end of the month because of the statrospheric APR (like 29%).  Plus the rewards are lousy.

 

I used to get e-mails occasionally from Barclays saying "from 6/1-7/31 use your Apple card and receive a %0 APR for whatver months", so I kept the card, thinking I would eventually get a new iPad/iPhone/whatever.

 

I haven't gotten one of these promo e-mails in about a year.

 

Does anyone else have this card?  Have you gotten promo e-mails lately?  Wondering if the new Sachs card is going to put the kabosh on the APR deals.  If so I might has well cancel.

$11,500 FNBO Prime Visa, $10,600 Quicksilver One, $6000 US Bank Kroger, $3300 Barclay Apple Visa, $5000 Chase United Explorer, $4600 Discover, $2900 Wells Fargo 1% Cash Back, $2000 Chase Unlimited, Amex Gold with $30,000 POT, $3500 PayPal Credit, Walmart $1500, Citi CostCo $8500, Citi AAdvantage $2900, Delta Amex Gold $3000, WF PLOC $7500, Everyday Preferred $10,000, Amazon Prime Store Card $1200.
Message 1 of 21
20 REPLIES 20
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Community Leader
Super Contributor

Re: Barclay's Apple Rewards Card

Call them and ask if they have any offers for you. 


DEC 2019: EX 816, TU 820, EQ 810
DEC 2018: EX 777, TU 783, EQ 799

|| AmX Cash Magnet $40.5K || NFCU CashRewards $30K || Discover IT $24.7K || Macy's $20K || NFCU CLOC $15K || CitiCostco $12.7K || NFCU Platinum $12.5K || Apple Card $6.5K ||
Message 2 of 21
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Frequent Contributor

Re: Barclay's Apple Rewards Card

IMO this card's day has come and gone. I'd keep it, use it for something small so it doesn't screw with your AAOC and get the new apple card.
Message 3 of 21
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Established Contributor

Re: Barclay's Apple Rewards Card

I have the card and it’s an absolutely garbage bank. Had it for about 2.5 years same CL and if you want a CLI it’s a HP. My scores have gone up since applying. TU is now a 705 and have 4 inquiries and 3 fall off by January 2020. Hopefully Barclays deal ends soon and GS can take over and offer better deals.
NFCU Flagship 25,000 Penfed PowerCash 8,750 PenFed PL 20,000 NFCU AMEX Rewards 33,500 NFCU GoRewards 3,000
Capital One Quicksilver 6,300
Lowe’s 30,000
Barclay Apple1k
Citi Rewards+ 9,100
Citi Double Cash 13,300
Citi Simplicity 4,100
PNC Core VISA 12,500
Home Depot 1,000
Discover 13,000
BB&T Rewards 4,500 BB&T Bright Card 4,500 GS Apple 5,500 Chevron 1650 Fico 8 Scores EQ=760EX=768TU=750 scores and CL current as of 05/16/20 AAoA=2years6minths AoOA=17yrs
Message 4 of 21
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Valued Contributor

Re: Barclay's Apple Rewards Card

I'm only hanging on to mine so I can transfer the limit to my Uber card... whenever I'm able to get it.

 

Otherwise I don't see much use for it.  Like you, I used it to get 0% financing on Macbooks for my wife and me, so it's served its purpose.

Message 5 of 21
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Established Contributor

Re: Barclay's Apple Rewards Card

I just got the new 11 pro and used the Apple upgrade financing option 0% with 3% on my Apple Card. It’s 24 month option. In my opinion much better option for me.
NFCU Flagship 25,000 Penfed PowerCash 8,750 PenFed PL 20,000 NFCU AMEX Rewards 33,500 NFCU GoRewards 3,000
Capital One Quicksilver 6,300
Lowe’s 30,000
Barclay Apple1k
Citi Rewards+ 9,100
Citi Double Cash 13,300
Citi Simplicity 4,100
PNC Core VISA 12,500
Home Depot 1,000
Discover 13,000
BB&T Rewards 4,500 BB&T Bright Card 4,500 GS Apple 5,500 Chevron 1650 Fico 8 Scores EQ=760EX=768TU=750 scores and CL current as of 05/16/20 AAoA=2years6minths AoOA=17yrs
Message 6 of 21
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New Contributor

Re: Barclay's Apple Rewards Card

Thanks 

 

 

$11,500 FNBO Prime Visa, $10,600 Quicksilver One, $6000 US Bank Kroger, $3300 Barclay Apple Visa, $5000 Chase United Explorer, $4600 Discover, $2900 Wells Fargo 1% Cash Back, $2000 Chase Unlimited, Amex Gold with $30,000 POT, $3500 PayPal Credit, Walmart $1500, Citi CostCo $8500, Citi AAdvantage $2900, Delta Amex Gold $3000, WF PLOC $7500, Everyday Preferred $10,000, Amazon Prime Store Card $1200.
Message 7 of 21
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Frequent Contributor

Re: Barclay's Apple Rewards Card

I've had this card since 2015 and I've been sitting at 2k limit since I got when I bought my iMac. Even when I used it heavy it never grew. I keep it open because every year I call in and get a interest rate reduction. Currently sitting at 19%. Card is useless for me but I keep it in the sock drawer.
"Achieving your goal is great and everything.. But The journey is where all the amazing stuff happens" *Slickwidit*
Score goals - 800+ (85 points away)
Message 8 of 21
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Contributor

Re: Barclay's Apple Rewards Card

I also got the card to finance my Macbook Pro for 18m 0% about 2 years ago - paid off in a year. 

 

BUT 

 

I was looking at Apple Watches for Xmas and on the Apple.com site just yeasterday - it listed 2 Apple Card payment types - 

1) New Apple Card and get 3% cash back 

or

2) Barclays Apple Card for 0% 

 

https://www.apple.com/shop/browse/financing  

 

If you want 0% on an Apple purchase - it was always available on the Barclay's card everytime I have looked. Not as knowledgeable on the new Apple Card as far as when 0% promos are available . . . . .

 

Message 9 of 21
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New Contributor

Re: Barclay's Apple Rewards Card

Well for those of you with this card, check your e-mail.  Up to 24 months 0% deferred (not 0% interest per se) interest starting 11/20.  Might get the new 16 inch MBP.  I don't know if I was targeted or is it everyone.

$11,500 FNBO Prime Visa, $10,600 Quicksilver One, $6000 US Bank Kroger, $3300 Barclay Apple Visa, $5000 Chase United Explorer, $4600 Discover, $2900 Wells Fargo 1% Cash Back, $2000 Chase Unlimited, Amex Gold with $30,000 POT, $3500 PayPal Credit, Walmart $1500, Citi CostCo $8500, Citi AAdvantage $2900, Delta Amex Gold $3000, WF PLOC $7500, Everyday Preferred $10,000, Amazon Prime Store Card $1200.
Message 10 of 21
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