Barclay's MC lowered APR down 4%

Anonymous · ‎01-31-2017

I called see if they could lower it and was transferred to retention. The guy said he could lower my Apr by 4% I was he'll yeah. Even though I don't carry a balance it's nice to have a lower Apr, wonder how long before I can ask for another one?

Anonymous · ‎01-31-2017

Did you ask for a cli too? Normally one is available when you get a lower Apr.

Anonymous · ‎01-31-2017

Congrats!

galahad15 · ‎02-01-2017

Congratulations!

BEFCU Platinum Plus VISA @ 5.49% F with 1% rewards, $4k

AOD FCU VS @ 7.49% F with 3% rewards, $7.5k

PACU Premier Privileges Rewards MC @ 7.50% F with 1.5% rewards, $20k

Unify FCU Fixed-Rate VISA Platinum @ 8.99% F, $25k

BoA Customized Cash Rewards WMC @ 9.99% F with 3.3%/2.2% category rewards, $50k

Unify FCU Variable-Rate VISA Platinum @ 10.24% V, $15k

EPFCU Smart Rewards MC @ 10.75% V with 1% rewards, $6.5k

FNBO BucksBack VS @ 11.5% V with 1.5% rewards, $85k

Andrews FCU Titanium Rewards VS @ 12.99% V with 3%/1.5% rewards, $5k

Cap1 Venture MC @ 15.15% V with no AF, 2% rewards, $9k

BoA Travel Rewards VS @ 15.24% V, $17.6k

BoA Customized Cash Rewards WMC @ 17.24% V with 3%/2% category rewards, $14.3k

Redstone FCU VS @ 17.25% V with 5%/3%/1.5% rewards, $10k

AAA Daily Advantage VS @ 18.74% V with 5%/3% category rewards, $10k

PenFed Pathfinder Rewards VS @ 18.99% V with no AF, 4x/1.5x rewards points/dollar, $12.5k

BoA Customized Cash Rewards WMC @ 19.24% V with 3%/2% category rewards, $20.4k

Citi Custom Cash WEMC @ 19.24% V with 5% category rewards, $39.32k

Amazon Prime VS @ 19.49% V with 5% category rewards, $35k

PayPal CashBack MC @ 19.74% V with 3% on all PayPal purchases/2% on all other purchases, $25k

US Bank Cash+(x2) @ 20.24% V with 5% category rewards, $32k

Wells Fargo Autograph VISA @ 20.49% V with 3% category rewards, $12.5k

FNBO BucksBack VS @ 21.24% V with 2% rewards, $23.5k

Citi Custom Cash WEMC @ 22.24% V with 5% category rewards, $5k

Amex BCE @ 23.49% V with 3% category rewards, $3k

WF Bilt WEMC @ 24.49% V with 3% dining rewards, $30k

K-in-Boston · ‎02-01-2017

I misread that title and was about to leave the garden for a 4% APR card. Congrats!

Anonymous · ‎02-01-2017

Congrats! You could have also asked for a CLI with no hard pull. That's what I did last month when my APR was also decreased by 4 points.

Themanwhocan · ‎02-01-2017

@Anonymous wrote:
Congrats! You could have also asked for a CLI with no hard pull. That's what I did last month when my APR was also decreased by 4 points.

Thats why Barclay's is the best.

TU-8: 804 EX-8: 805 EQ-8: 788 EX-98: 767 EQ-04: 752
TU-9 Bankcard: 837 EQ-9: 823 EX-9 Bankcard: 837
Total $443,800

Anonymous · ‎02-01-2017

Call back and ask for the CLI that always comes with an APR reduction. You have to ask for it..