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Barclay's Visa Card Apple Financing

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CS800
Super Contributor

Re: Barclay's Visa Card Apple Financing


@Aggiejue wrote:

Today I applied online for Barclay's Visa Card to purchase a computer from Apple.  I received an instant approval of $2690 and called the backdoor number posted here for a CLI.  I was asked a few questions and was increased to $4990 after asking for 5k.  Merry Christmas! 

 

Equifax FICO 703 Today due to being an AU on wifes BB account and her missing a $20 balance for 60 days. 



Congrats, that's a nice recon too !




Message 11 of 22
CS800
Super Contributor

Re: Barclay's Visa Card Apple Financing


@PetRaccoon wrote:
This business about Barclays got me looking, and I found the Barclay's Priceline Visa.. It has William Shatner on it! I sort of want it now..


Ahh Captain Kirk




Message 12 of 22
Aggiejue
Established Member

Re: Barclay's Visa Card Apple Financing

They verified my income, SSN and asked how much I wanted the limit to be.

4/25/08 TU-715, EQU-709 EXP-732 Finally in the 700 club!!!
FICO's: TU-?? EXP-?? EQU-694 12/10/2007
EQU-696 12/20/07
FAKO's: TU-670 EXP-670 EQU-690
CitiFi Inquiry - 12/2/07 Bad Decision
Message 13 of 22
mAndrew1980
Established Contributor

Re: Barclay's Visa Card Apple Financing

Wow congrats! That is an awesome CL! Highest I've heard on here. They gave me $1190 instant approval and I recon'ed for $2000CL. I bought an iPad with it (which I ended up just paying off in full 3 weeks after purchase). I'm about to put plane tickets to Costa Rica on there though. I should have it fully paid off by March or April and I'm hoping for a nice auto CLI.

Transunion: 713 FICO (5/13/2014) MyFico
Experian: 789 FICO (4/10/12) Lender Pull
Equifax: 695 FICO (1/10/14) MyFico

My cards: Chase United Mileage Plus 7000CL (3/12), CITI Simplicity 1800CL (9/12), Cap1 Platinum 1000CL (2/10), Cap1 Cash back 1500CL (11/11), Apple Barclay's 2500CL (11/11), Discover IT 6000CL (5/13)

My Primary Financial Goal is to put down my utl%.



Message 14 of 22
Anonymous
Not applicable

Re: Barclay's Visa Card Apple Financing


Aggiejue Siggy:

4/25/08 TU-715, EQU-709 EXP-732 Finally in the 700 club!!!

FICO's: TU-?? EXP-?? EQU-694 12/10/2007

EQU-696 12/20/07

FAKO's: TU-670 EXP-670 EQU-690

CitiFi Inquiry - 12/2/07 Bad Decision


 Not to throw this thread off topic, but do you mind elaborating on the "CitiFi Inquiry Bad Decision"

 

I'm just curious.

Message 15 of 22
john398
Senior Contributor

Re: Barclay's Visa Card Apple Financing


@mAndrew1980 wrote:

Wow congrats! That is an awesome CL! Highest I've heard on here. They gave me $1190 instant approval and I recon'ed for $2000CL. I bought an iPad with it (which I ended up just paying off in full 3 weeks after purchase). I'm about to put plane tickets to Costa Rica on there though. I should have it fully paid off by March or April and I'm hoping for a nice auto CLI.



I have the same story as you as 1190 and recon to 2k

Message 16 of 22
CS800
Super Contributor

Re: Barclay's Visa Card Apple Financing

So far the highest CL on this card I have seen is $5k. I wonder if it goes higher?

 

Mine is currently $4200




Message 17 of 22
Aggiejue
Established Member

Re: Barclay's Visa Card Apple Financing

I wasted an unnecessary IQ to be informed I was approved for like $300.  I immediately declined the card.

4/25/08 TU-715, EQU-709 EXP-732 Finally in the 700 club!!!
FICO's: TU-?? EXP-?? EQU-694 12/10/2007
EQU-696 12/20/07
FAKO's: TU-670 EXP-670 EQU-690
CitiFi Inquiry - 12/2/07 Bad Decision
Message 18 of 22
Anonymous
Not applicable

Re: Barclay's Visa Card Apple Financing


@Aggiejue wrote:

I wasted an unnecessary IQ to be informed I was approved for like $300.  I immediately declined the card.


Oh OK, I thought it may have been something that really affected your credit negatively, I don't blame you for declining the card, does it still list on your reports? If so, it's a good thing towards AAoA's and actually helps you more now than it hurts youSmiley Happy

Message 19 of 22
Juan123
Established Contributor

Re: Barclay's Visa Card Apple Financing

initially denied. recon'd then approved for $2000. barclays seems like they have great customer service. didn't have to wait or anything a CSR immeditaly picked up the phone!

 

the only reason i'm even actually applying is because im looking for replacements for my crappy capital1 cards. i got approved for a citibank card for $1000 and now the barclays $2000.... those are my 2 replacements ^_^

 

edit: my barclays card is actually $1990.. how weird >_<


Starting Score: 575 (As Of Early 2011)
Current Score: TU: 767 EQ: 732 EX; 742 (As Of Feb 2012)
Goal Score: 750


Take the FICO Fitness Challenge

Long way to go ^_^
Message 20 of 22
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