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@Riopratap wrote:Barclays has sold my arrival plus master card with 8k limit and zero balance and my utilization is less then 1 percent since last 1 year to mercury card. I called barclay and they say my card has not been sold to mercury.
, but I got a letter from mercury that yes my account has been sold to them. I have 790 plus credit score since a year now, no negative or derogatory marks in credit history , I told mercury I don’t want card from them, they told me contact barclays card , barclays says my account is not sold. So weird.
As long as charges don’t go to both companies!
Or the annual fee being charged twice
Just received my letter in the mail today 8/6/2018. I have the Barclay Arrival card. Letter states same terms and CL as the old card. They just finally increased my CLI a few months ago, too. I'm thinking about applying for another Barclay card and trying to convert this one to it before the Sept 4th deadline.
@Anonymous wrote:
I am on the phone with Barclay listening to gold music while writing this. A CSA is now transferring me to a manager because I told him his robot responses don’t resolve my concerns. I was told that not all rewards card holders were sold off, I was told that our Barclay reporting accounts will in fact be closed and not transferred over, I was told that this new company will be a newly reported line item on our reports. I was then told “don’t worry this will have no effect on your credit report” My response? ILLOGICAL BULL$HIT! So I asked the CSA to logically explain to me how closing an aged account and opening a brand new account does not have a negative score consequence! I also asked how experienced he was with how credit scores work (with him being in India surely he can’t have that much knowledge) and he actually agreed with me.... ok I’m back! Just got off the phone with the manager she advised me that the CSA was wrong, that the entire line item will be converted and all account information regarding age/ date / history will remain the same. I told her I want to close my account today unless she can fufill my request that this is to be sent to me in writing to me to avoid any unexpected surprises. She obliged and told me to expect the letter within 7 days. Apparently they are willing to do whatever it takes to stop the bleeding on their end. I’ll assume people who are closing their accounts before this transistion occurs costs Barclay a lot of money. Only time will tell what the credit universe has planned for our Barclay / Mercury destiny! I’ll post a picture of the letter when it arrives. ✌🏼
Good for you! I closed mine and move my CL to my Uber. I will not deal with a bank i have no knowledge of.
tonyg561 ... bravo for taking the "bull by the horns" and not letting go!!! Maybe if a few more people got through to someone in management the effects of their actions might sink in (or not). I closed my Barclay Commence MasterCard and walked last March 2017 as it had no use. Actually thought the Barclays Rewards Card had a use My bad!
I talked to mercury people , told me max credit limit is $5000, currently I have 8000 credit limit , mercury credit card or first bank whatever is just joke