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Apped for the Ring tonight to use as a low interest revolver just in case I ever needed one, since it beats my CU card by about 7% and since that card is also stuck at $500. Receved the "Application Pending" notification, checked status right after and it was declined. I know as of a few days ago my TU was 713. Will be calling tomorrow to recon. I have no doubt though, that inquiries were the main reason since I just finished an app spree. Ugh.
Logan.
Barclay's is very inq and new acct sensitive. If you don't get it on recon, wait 6 mos and try again at the end of the year. IME, Barclay's was very generous around holiday time last year.
@logan_720 wrote:Apped for the Ring tonight to use as a low interest revolver just in case I ever needed one, since it beats my CU card by about 7% and since that card is also stuck at $500. Receved the "Application Pending" notification, checked status right after and it was declined. I know as of a few days ago my TU was 713. Will be calling tomorrow to recon. I have no doubt though, that inquiries were the main reason since I just finished an app spree. Ugh.
Logan.
Sorry to hear, good luck with the recon!!!!
Call them.. I think you will get this card on a recon.
They are super easy to deal with and just be honest about "why" you want the card.
Let us know the end result and good luck!