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Don't know how long they will hold your payments. I haven't had that issue with either of Cap1 or Barclays. But they look at payment patterns. Is this the first time you and your husband have made payments in full or for that amount? If you make payments like this every month, you won't have the hold's at all.
Best thing to do is call them to find out the hold period or just wait until it is released.
Cap1 does it all the time