After finding a nice $5k auto CLI on my Chase Hyatt, I was disappointed with the $650 CLD I received from Barclays on my Frontier MasterCard. I logged in today to see it dropped from $2,500 to $1,850. I took full advantage of a 0% interest offer on my Lowes card for a kitchen remodel, so my statement cut this month with a hefty balance. I also have several other cards with balances. I was kinda expecting to see something like this out of Barclays, based on what I've read on here. It just really sucks that they cut it to the point that it's now maxed (had payments scheduled to decrease util on it to below 28% prior to the decrease). When I called, they said if I drop my overall utilization by June 2019, call and they will review my account to restore my limit without a hard pull. Just wanted to share some details of my first (and hopefully only) AA to one of my accounts.
I think the interesting takeaway is that Chase "liked" you and Barclays didn't. What do your balances and utilization look like?
How many months until you can get your balances down to zero?