Barclays Arrival AF downgrades to no AF

[DigitalArk]

I just called Barclays today and the rep had to transfer me to a specialist for my question. The specialist suggested, "Why not keep the AF version for now and get the bonus first, then downgrade it to the no AF version before the AF hits." Wow, what more can I ask for? I am pretty happy with Barclays!!

[DigitalArk]

I got my free FICO score without the URL trick.

[eddie84]

I've read a bunch of other threads on here and they all said you can't downgrade to the none AF card but if we can then that's great!   I would like to downgrade mine before it reaches the one year mark.

Here's one of the threads I found:

http://ficoforums.myfico.com/t5/Credit-Cards/Barclays-Arrival-downgrade-to-no-AF/m-p/2378709

[DigitalArk]

I hope they will stick to what they say after one year. Let's wait and see. 

[DaveSignal]

Well the Arrival has been available for almost 1 year now, so we should find out soon if/how the downgrade works.

[lhcole77]

Good thinking, DaveSignal

[DigitalArk]

[mxp114]

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@eddie84 wrote:

I've read a bunch of other threads on here and they all said you can't downgrade to the none AF card but if we can then that's great!   I would like to downgrade mine before it reaches the one year mark.

Here's one of the threads I found:

http://ficoforums.myfico.com/t5/Credit-Cards/Barclays-Arrival-downgrade-to-no-AF/m-p/2378709

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I remember Dave's thread asking about this question and my posting that I think it will be possible sometime in December, which is the earliest anyone would be paying the AF. Afaik every retention dept has a fee-free option to downgrade to in order to save a cardholder but save strategies typically aren't implemented until accounts meet the conditions such as the AF being imposed.