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I've read a bunch of other threads on here and they all said you can't downgrade to the none AF card but if we can then that's great! I would like to downgrade mine before it reaches the one year mark.
Here's one of the threads I found:
http://ficoforums.myfico.com/t5/Credit-Cards/Barclays-Arrival-downgrade-to-no-AF/m-p/2378709
I hope they will stick to what they say after one year. Let's wait and see.
@eddie84 wrote:I've read a bunch of other threads on here and they all said you can't downgrade to the none AF card but if we can then that's great! I would like to downgrade mine before it reaches the one year mark.
Here's one of the threads I found:
http://ficoforums.myfico.com/t5/Credit-Cards/Barclays-Arrival-downgrade-to-no-AF/m-p/2378709
I remember Dave's thread asking about this question and my posting that I think it will be possible sometime in December, which is the earliest anyone would be paying the AF. Afaik every retention dept has a fee-free option to downgrade to in order to save a cardholder but save strategies typically aren't implemented until accounts meet the conditions such as the AF being imposed.