cancel
Showing results for 
Search instead for 
Did you mean: 

Barclays Arrival AF downgrades to no AF

Estimate your FICO® Score range for free

FICO® Score Estimator

Auto Loans for ANY Credit Situation. Immediate Response.
Advertiser disclosure
Valued Contributor

Barclays Arrival AF downgrades to no AF

I just called Barclays today and the rep had to transfer me to a specialist for my question. The specialist suggested, "Why not keep the AF version for now and get the bonus first, then downgrade it to the no AF version before the AF hits." Wow, what more can I ask for? I am pretty happy with Barclays!! Smiley Very Happy
Message 1 of 8
7 REPLIES 7
Valued Contributor

Re: Barclays Arrival AF downgrades to no AF

I got my free FICO score without the URL trick.
Message 2 of 8
Valued Contributor

Re: Barclays Arrival AF downgrades to no AF

I've read a bunch of other threads on here and they all said you can't downgrade to the none AF card but if we can then that's great!   I would like to downgrade mine before it reaches the one year mark.

 

Here's one of the threads I found:

 

http://ficoforums.myfico.com/t5/Credit-Cards/Barclays-Arrival-downgrade-to-no-AF/m-p/2378709

Message 3 of 8
Valued Contributor

Re: Barclays Arrival AF downgrades to no AF

I hope they will stick to what they say after one year. Let's wait and see. Smiley Indifferent

Message 4 of 8
Valued Contributor

Re: Barclays Arrival AF downgrades to no AF

Well the Arrival has been available for almost 1 year now, so we should find out soon if/how the downgrade works.
EX:694 TU:744 EQ:777
Amex ED $19.5k - BoA Travel Rewards $15k - CSP $5k - SDFCU EMV $15k - NFCU goRewards $20k - Barclays Arrival $6.5k
Message 5 of 8
Valued Contributor

Re: Barclays Arrival AF downgrades to no AF

Good thinking, DaveSignal
FICO 08-EX: 746 TU: 752 EQ: 750 AAoA: 5yrs TLs: 42 Neg: 0

Credit Limits: $300,000+
Miles: 400,000+
MRPs: 200,000+
Cash Back: $2,000+
Message 6 of 8
Valued Contributor

Re: Barclays Arrival AF downgrades to no AF

Smiley Very Happy Smiley Very Happy
Message 7 of 8
Valued Contributor

Re: Barclays Arrival AF downgrades to no AF


@eddie84 wrote:

I've read a bunch of other threads on here and they all said you can't downgrade to the none AF card but if we can then that's great!   I would like to downgrade mine before it reaches the one year mark.

 

Here's one of the threads I found:

 

http://ficoforums.myfico.com/t5/Credit-Cards/Barclays-Arrival-downgrade-to-no-AF/m-p/2378709


 

I remember Dave's thread asking about this question and my posting that I think it will be possible sometime in December, which is the earliest anyone would be paying the AF. Afaik every retention dept has a fee-free option to downgrade to in order to save a cardholder but save strategies typically aren't implemented until accounts meet the conditions such as the AF being imposed.

Message 8 of 8
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.