Barclays CC

[kd081708]

Does anyone know how accurate the Barclays FICO score is? It says its a FICO score but its about 16 points higher than any of my other FICO scores. Thanks!

[juggalo9er]

fairly accurate, its tu08 the model your looking  at might be 04

[gdale6]

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@kd081708 wrote:

Does anyone know how accurate the Barclays FICO score is? It says its a FICO score but its about 16 points higher than any of my other FICO scores. Thanks!

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Barclays, Walmart & Discover all give the same score its FICO 08. It is a valid score that lenders do see.

[kd081708]

Thanks for the fast responses! Anything is better than where Im at know so that gives me some optimism. It says Im at 598 so only 2 to go to reach my goal score for the short-term. I just added some new accounts so Im assuming it may dip and then go back up. However, I have had two new accounts added to me credit file and my scores went up about 20 points in 3 days!!!!

[juggalo9er]

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@kd081708 wrote:

Thanks for the fast responses! Anything is better than where Im at know so that gives me some optimism. It says Im at 598 so only 2 to go to reach my goal score for the short-term. I just added some new accounts so Im assuming it may dip and then go back up. However, I have had two new accounts added to me credit file and my scores went up about 20 points in 3 days!!!!

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you should keep in mind that depending on what your applying for that score could vary greatly. mine literalyl varies 100 points bewteen cc enhanced and auto