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Does Barclays allow you to PC their credit cards? I want to apply and take advantage of the awesome bonus offer on their Arrival card. Before they hit me with the AF, I would like to PC to another card. I'm eyeing their Sallie Mae MC as the 5% groceries and gas would be ideal. Would this be possible?
@wche wrote:Does Barclays allow you to PC their credit cards? I want to apply and take advantage of the awesome bonus offer on their Arrival card. Before they hit me with the AF, I would like to PC to another card. I'm eyeing their Sallie Mae MC as the 5% groceries and gas would be ideal. Would this be possible?
In some cases you can PC but chances of you getting the bonus is slim unless you app
I have no problem losing the bonus on the Sallie Mae after I PC to it from the Arrival. It's just that the Arrival will be useless to me after I redeem the 40k bonus points.
@wche wrote:I have no problem losing the bonus on the Sallie Mae after I PC to it from the Arrival. It's just that the Arrival will be useless to me after I redeem the 40k bonus points.
Got you
How long have you had the card?
I would love to get a Barclays card but I hear it needs to be the last CC apped for a long time so I think I will wait.
I dont have either yet so I'm actually just plan/strategizing hahaha. My only concern is I opened 3 new accts last March, and we all know they are sensitive with new acccs/inqs.
Very true. I have 2 new accounts (only 1 reporting on my CR right now) so its yet another reason to wait. I will get one at some point though.
@wche wrote:I dont have either yet so I'm actually just plan/strategizing hahaha. My only concern is I opened 3 new accts last March, and we all know they are sensitive with new acccs/inqs.
So accounts are 4 months old wait until they are 6 months and go for it if you like ...
I came off a spree in June 2012 ....Dec 2012 app'ed Barclay while on another spree...garden for 6 months..... another spree in June 2013
No problem with them in fact they just gave me a AUTO CLI in June..YMMV
I applied for the Barclays Arrival but I thought i was declined then i get a notice in the mail saying to call them to discuss my credit application
and i have 30 days to respond or they might not be able to open my account
I did not call because 1) I wasn't really sure which card I applied all i know was that it was arrival and it was with rewards but don't know if it was with a AF or no AF
and I've heard that they check my account and if they see that i have other cards then they can possibly lower my CL or close
plus i didn't want to go over a certain amount of credit cards my target Goal for CC accts no more then 5 max and I'm saving a slot for AMEX
Doesn't hurt to try... Why don't you give them a call on Monday and see what they have to say?