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Barclays Product Change - Success!

Auto Loans for ANY Credit Situation. Immediate Response.
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Established Contributor

Re: Barclays Product Change - Success!

It was an online request to CS while making a payment.

Current Score: EQ: 828, EX: 833, TU: 820 Citi TY Premier WEMC 46.5, (Since 1983)Discover 15.6k|BOA WMC 30.5k|Barclays Juniper Rewards 15k|Barclays Amex 20k| Cap One QS WMC 15K|Chase Freedom VS 19.3k|Citi Dividend WEMC 25k|FNBO 15.5k|CSP 22.1K|Chase Marriott 31.3k|Citi TYP 20K|Citi DP 16.5k|Macys 5k|Sams MasterCard 15k|Barclay Arrival Plus WEMC 18.7k|Chase IHG WMC 26k|Citi Double Cash 10k|Chase MileagePlus Explorer 14k|Amex Everyday 16.2|BBVA Amex 22.5k|Total Rewards VS 12.5k|SGV 10K|Venture 12k|BOA Virgin Atlantic WEMC 11.2K|MB Amex 9.5k
Message 11 of 14
Frequent Contributor

Re: Barclays Product Change - Success!

Sounds like an easy way to get into one of their tougher cards. What's the easiest card to get? hrmmm. Smiley Happy


Starting Score: 596 EQ 5-22-11 / 554 TU 5-23-11
Current Score: 615 EQ 08-15-11 / 631 TU 09-27-11
Goal Score: 700+


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Message 12 of 14
Established Contributor

Re: Barclays Product Change - Success!

Do you know if you will keep your account age?  They won't start the clock over now, as if you are opening a totally new card right now, or did you address that with them?

 

My husband tried to change account types with them sometime in the last year and they must have gone over his entire credit report with a fine-toothed comb for an hour on the phone (this was after they promised they would do it, then made him jump through a bunch of hoops and call back a month later) and finally said "no."  But they did tell him if he pays down his other balances they would consider it, and he's done that now.

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Too many accounts; too many debts; lots of open credit, and lots of utilized credit. Scores somewhere in the 600s - I have no earthly idea exactly what number, but not 700 like it was, briefly.
Message 13 of 14
Regular Contributor

Re: Barclays Product Change - Success!

Did they mention anything about backdating the opened date?
Mortgage:

Auto Loan:

Credit Cards:
Message 14 of 14
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