I have 18 accounts, and I always make sure I put a small spend on the ones I don't use every 6 months so this doesn't happen. Sorry to hear this happend to you OP. What was your limit on this card? Was it 7.5K? I see one Barclays in your signature.
@trant3 wrote:Sooo just encountered my first account closure by a lender. Barclays decided to close my plain rewards card (OG Sallie Mae) after the new year. No letter received yet but I suspect due to no use. I have not used it in 2 years so I dont blame them. I did keep the card for sentimental value since it was one of my first cards obtained during my rebuild years ago. Oh well, on to the next one.
Yea two years of non-use is what got my BoA closed. They specifically pointed out in their letter that it has been over two years. To be honest I am not even sure where that card was. Probably somewhere in the bottom of the drawer.
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At least they gave you 2 years. They would send DW letters of closure every 6 months of non-use. DW wants to keep them (2) for sentimental value as well so it's costing us some pizza and wings just to keep 'em open! 😜
